Is now a good time to invest in stocks&shares ISAs?

[davy9449]

Just wondered if anyone on here was knowledgable enough on the subject to give me a broad opinion? I put a full quota into ISAs last financial year, and have quite a bit this year to potentially put in, or pay it back off the mortgage. Looking at investment for up to 10yrs. Anyone with similar experiences?
I know funds in general are up and down all over the place and if I put in to them not sure whether to risk doing abroad funds or base it on UK growth only for now and limit my investmet amount that way.

I will be giving my F.A a ring but just wanted some feedback beforehand if poss.

Cheers

Dave

[spikeyhead]

Paying off your mortgage will give you a guaranteed return. Stocks and shares may or may not give a better return or you might lose everything. You also need to consider the tax implications of either approach depending on your circumstances.

[Tiggsy]

Over 10 years it is VERY likely that an equity ISA will outperform your mortgage rate...but not guaranteed. Simple as that.