Long Term Service Contracts

[SystemParanoia]

Hi there,

what i need is a way to sell my service in large value lump sums ( i.e 12mths contract agreement )

the trouble with that is it would be a large sum of money, whilst i'm sure the clients i pursue have this cash available, i would like some sort of method of offering the client a finance agreement to pay.

that way i get my cash lump sum, and the client gets an affordable finance agreement with a reputable finance company ?

is there any way to do this with a service as opposed to tangible equipment, and without having to ask the client to put their home up for security as a first option!

[Jubal]

Can you not align the payment terms more closely to the costs of delivering the service? Or if that's not an option then get them to sign binding 12 month contracts and use those to get finance for your business?

[SystemParanoia]

getting the customer to pre pay for their service is not a problem.

its just really stressy twiddling my thumbs wondering if they're going to re-order next week etc.

i just want a way to reliably plot future income and expenditure.

and i cant see a way to do that without contracts