Had a bump today...advice needed :)

[athorby]

The initial message has been deleted from this topic.

[ATM]

It is deffo your fault and therefore unfortunately you will have to pay for all costs or your insurance will. Even if she did stall its still your fault. If the problem was existing with her car then its tough you will end up paying for it somewhere along the line. She might even start claiming for whiplash. There are a lot of fraudsters out there engineering accidents for this reason and when they hear about a simple accident like this they can soon make a much bigger deal out of it by damaging the car more after the accident. Sorry to say but you should keep more of a distance from the car in front and imagine that everyone out there is trying to engineer an accident with you.