Breakdown cover for older cars.
Breakdown cover for older cars.
Author
Discussion

VladD

Original Poster:

8,195 posts

294 months

Friday 3rd June 2011
quotequote all
My MX5 is 18 now and I've just discovered that my RAC policy will not cover cars over 11 years old in France. Can anyone recommend a good alternative for the trip?

stumpage

2,209 posts

255 months

Friday 3rd June 2011
quotequote all
Who do you have the cover through. I have my RAC cover through Barclays, I contacted RAC who have told me that if I breakdown in main land Europe I will have to pay £100 on the spot and they will then sort me out.

I could also take additional cover for about £55.

So I see it as a gamble of £45. Break down and I've paid £45 more than I would if I had cover. Or not break down and save £55.

My car is 12 years old BTW.

VladD

Original Poster:

8,195 posts

294 months

Friday 3rd June 2011
quotequote all
stumpage said:
Who do you have the cover through. I have my RAC cover through Barclays, I contacted RAC who have told me that if I breakdown in main land Europe I will have to pay £100 on the spot and they will then sort me out.

I could also take additional cover for about £55.

So I see it as a gamble of £45. Break down and I've paid £45 more than I would if I had cover. Or not break down and save £55.

My car is 12 years old BTW.
Thanks for that. I have the same cover via Barclays Additions Plus.

stumpage

2,209 posts

255 months

Friday 3rd June 2011
quotequote all
That's the one. May be worth calling to confirm yourself. 0800 0159040 (Still have the number in my deskpad)

Nick M

3,632 posts

252 months

Friday 3rd June 2011
quotequote all
VladD said:
My MX5 is 18 now and I've just discovered that my RAC policy will not cover cars over 11 years old in France. Can anyone recommend a good alternative for the trip?
Had the same issue with my car as it's now 22 years old.

Maybe not worth it for this trip, but when your RAC policy comes up for renewal check out ADAC - they do annual European coverage, on any car you drive of any age, for €80 per annum.

If you break down in the UK they send out the AA and you can have your spouse (if applicable) covered at little or no extra cost.

Antj

1,147 posts

229 months

Friday 3rd June 2011
quotequote all
ADAC for me, best 70 euro's you'll ever spend. i only orignally got it as they tow off the Ring.

If you want more details on ADAC see northloop.co.uk loads of threads on there about it

VladD

Original Poster:

8,195 posts

294 months

Friday 3rd June 2011
quotequote all
stumpage said:
That's the one. May be worth calling to confirm yourself. 0800 0159040 (Still have the number in my deskpad)
Thanks for that. It was indeed as you said, so I think I'll take the risk and go without the extra cover. biggrin

sinizter

3,348 posts

215 months

Friday 3rd June 2011
quotequote all
Do they have a website in English ?

Nick M

3,632 posts

252 months

Friday 3rd June 2011
quotequote all
sinizter said:
Do they have a website in English ?
No, but if you call them they have people who speak excellent English.

Also worth noting that you can pay by credit card - you just need to ask them for a form / email which you then complete and fax back to them.

Switch

3,455 posts

204 months

Friday 3rd June 2011
quotequote all
Last year I got coverage with my ferry ticket for £25~ which was nice. Brittany Ferries

No option with LD Lines this year frown

The Angry Gopher

336 posts

212 months

Friday 3rd June 2011
quotequote all
Just had an unexpectedly good quote from the AA; £26 for 5 days for a 20yo golf gti. All other quotes have been £70+. Shorter trip the better; it was £100 for 12 days.

Nick M

3,632 posts

252 months

Friday 3rd June 2011
quotequote all
The Angry Gopher said:
Just had an unexpectedly good quote from the AA; £26 for 5 days for a 20yo golf gti.
Bloody hell !!

Although forgive me if I sound cynical, but check the small print to make sure they haven't cocked up. Last thing you want is a problem and them turning round and saying you're not covered.

Switch

3,455 posts

204 months

Friday 3rd June 2011
quotequote all
5 days in a 17 year old Cappuccino from the AA - £51.97 LOSERS

The Angry Gopher

336 posts

212 months

Friday 3rd June 2011
quotequote all
Nick M said:
Bloody hell !!

Although forgive me if I sound cynical, but check the small print to make sure they haven't cocked up. Last thing you want is a problem and them turning round and saying you're not covered.
Double, triple & quadruple checked. Dates aren't quoted on the email so I'll have to wait for the paperwork but cover looks OK. Cheers for the heads up though.


Nick M

3,632 posts

252 months

Friday 3rd June 2011
quotequote all
The Angry Gopher said:
Double, triple & quadruple checked. Dates aren't quoted on the email so I'll have to wait for the paperwork but cover looks OK. Cheers for the heads up though.

That then, is a bargain !

sinizter

3,348 posts

215 months

Friday 3rd June 2011
quotequote all
Nick M said:
No, but if you call them they have people who speak excellent English.

Also worth noting that you can pay by credit card - you just need to ask them for a form / email which you then complete and fax back to them.
Thanks. Will keep it in mind. I'm covered for the next year through BMW Assistance anyway. But may require similar cover on other family cars.

DazRSK

47 posts

183 months

Friday 3rd June 2011
quotequote all
The Angry Gopher said:
Just had an unexpectedly good quote from the AA; £26 for 5 days for a 20yo golf gti. All other quotes have been £70+. Shorter trip the better; it was £100 for 12 days.
That is one hell of a bargain - I know who I am going to try right now.

The other quotes you have mentioned is what I have been finding.

StuB

6,695 posts

268 months

Friday 3rd June 2011
quotequote all
Green flag offered a weeks single trip cover for £40 for an 02 4wd car. Having suffered AA's mondial service before, I refuse to waste any more money with them.

niva441

2,149 posts

260 months

Friday 3rd June 2011
quotequote all
I use GEM as they don't have age restrictions on vehicles.

Jessop

435 posts

223 months

Friday 3rd June 2011
quotequote all
Age restriction was never an issue when i tried to get cover on my now 15 year old citroen.. the issue was with the fact the small print with all of them said if it costs more than X % of the BOOK value of the car they wont bring the car back.. regardless of modification or value to the owner..

really worth while checking that out..

Last year we just took out parts cover up to £500 or something and a handful of tools.. we were prepared for whatever was neccesary in a H reg R5 GT Turbo smile