Advice please.
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Discussion

Pannywagon

Original Poster:

1,044 posts

216 months

Saturday 4th June 2011
quotequote all
Long story short, my wife's colleague reversed into her car at work yesterday. Cue all manner of excuses, but we got her insurance details. Started a claim with her insurers last night.

Her (colleague) husband's just phoned saying he's a mechanic and doesn't believe the damage is enough to warrant insurance repair. He's coming to "visit" at 10 am and has near as makes no difference accused us of insurance fraud.

Now, I want to put this to bed quickly but should I even let him look at the car?

bamberwell

1,266 posts

192 months

Saturday 4th June 2011
quotequote all
Pannywagon said:
Long story short, my wife's colleague reversed into her car at work yesterday. Cue all manner of excuses, but we got her insurance details. Started a claim with her insurers last night.

Her (colleague) husband's just phoned saying he's a mechanic and doesn't believe the damage is enough to warrant insurance repair. He's coming to "visit" at 10 am and has near as makes no difference accused us of insurance fraud.

Now, I want to put this to bed quickly but should I even let him look at the car?
it's up to you, if you don't want the hassle of a claim and he can return it to pre accident condition it might be worth considering. however if he's being a tell him to fk off, it was his wife's accident , not his , the claim's against her ,not him , and fk all to do with him smile

TheStoat

1,498 posts

251 months

Saturday 4th June 2011
quotequote all
Tell him it's definitely going through insurance and make it clear why. If he hadn't accused you of lying in the first place and shown you such contempt then you would have been open to a discussion. I cannot stand people who (a) confuse their opinion with fact and (b) think it is ok to treat others like dirt

Oh and in the spirit of PH smash her back doors in until she learns to drive properly wink

In all seriousness though put the thing through the insurance. If the woman is acting like a weasel already and her husband is the same then I wouldn't trust them an inch to settle this issue honestly. Sad but true

wolfie1978

459 posts

194 months

Saturday 4th June 2011
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short answer no, if he's already throwing accusations around without even getting your partners side or seeing the damage i'd tell him to sling his hook.

Pannywagon

Original Poster:

1,044 posts

216 months

Saturday 4th June 2011
quotequote all
Thanks guys. I have a friend coming just before he's due to arrive. He's going to be told to do one.

TheStoat

1,498 posts

251 months

Saturday 4th June 2011
quotequote all
Pannywagon said:
Thanks guys. I have a friend coming just before he's due to arrive. He's going to be told to do one.
Good man. Stick to your guns and make sure the car is repaired to your satisfaction, not his. He should be directing his anger at the person who collided with a parked car...

mkopc

1,998 posts

232 months

Saturday 4th June 2011
quotequote all
TheStoat said:
Good man. Stick to your guns and make sure the car is repaired to your satisfaction, not his. He should be directing his anger at the person who collided with a parked car...
/\/\ This /\/\

SturdyJ

10,443 posts

197 months

Saturday 4th June 2011
quotequote all
TheStoat said:
Good man. Stick to your guns and make sure the car is repaired to your satisfaction, not his. He should be directing his anger at the person who collided with a parked car...
Yay, domestic violence smile

wink

Pannywagon

Original Poster:

1,044 posts

216 months

Saturday 4th June 2011
quotequote all
He's been and saw the car in the drive before I got out there. Turns out he's been strung along by his missus. She said there was minimal damage. Not the dented bumper and wing complete with her paint all over it. He beat a hasty retreat with no trouble.

alcovrugbyfan

351 posts

189 months

Saturday 4th June 2011
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He's a mechanic!? So not a body repair expert then!

Tell him to do one!

TheStoat

1,498 posts

251 months

Saturday 4th June 2011
quotequote all
Pannywagon said:
He's been and saw the car in the drive before I got out there. Turns out he's been strung along by his missus. She said there was minimal damage. Not the dented bumper and wing complete with her paint all over it. He beat a hasty retreat with no trouble.
Cue domestic violence smile Glad it went ok in the end

Zwoelf

25,870 posts

236 months

Saturday 4th June 2011
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Pannywagon said:
He's been and saw the car in the drive before I got out there. Turns out he's been strung along by his missus. She said there was minimal damage. Not the dented bumper and wing complete with her paint all over it. He beat a hasty retreat with no trouble.
hehe

Good to hear. Hope it all gets resolved promptly for you.

ambuletz

11,752 posts

211 months

Saturday 4th June 2011
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don't invite him round. I'd question his competency if he thinks someone reversing into someone else is insurance fraud. He seems abit hot headed. In this situation I could think of 2 options.

1- go through the insurers.
2- get a quote from a garage, and offer that to the woman who smashed into your wife. that way it wont have to go through insurance and effect anyones claims

hornetrider

63,161 posts

235 months

Saturday 4th June 2011
quotequote all
Zwoelf said:
Pannywagon said:
He's been and saw the car in the drive before I got out there. Turns out he's been strung along by his missus. She said there was minimal damage. Not the dented bumper and wing complete with her paint all over it. He beat a hasty retreat with no trouble.
hehe

Good to hear.
Indeed. Would be good to be a fly on that wall when he got home!

hehe

tyranical

927 posts

220 months

Saturday 4th June 2011
quotequote all
Agree with the post above, how very dare you use car insurance for the very thing it is there for.

Shocking behaviour, you should be ashamed of yourself.

steveo3002

11,207 posts

204 months

Saturday 4th June 2011
quotequote all
tyranical said:
Agree with the post above, how very dare you use car insurance for the very thing it is there for.

Shocking behaviour, you should be ashamed of yourself.
when renewing next year wont the op have to admit to having a no fault bump , so raising the premium

if it could have been repaired properly for a cash id have taken that option

Pannywagon

Original Poster:

1,044 posts

216 months

Saturday 4th June 2011
quotequote all
steveo3002 said:
tyranical said:
Agree with the post above, how very dare you use car insurance for the very thing it is there for.

Shocking behaviour, you should be ashamed of yourself.
when renewing next year wont the op have to admit to having a no fault bump , so raising the premium

if it could have been repaired properly for a cash id have taken that option
My wife's informed her insurers who made a note of it...the other side's accepted liability straight off. The are adamant it will not effect us in any way. Besides, we're not claiming whiplash or anything as no one was in our car when it was hit.

catman

2,504 posts

205 months

Saturday 4th June 2011
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Unless you're very lucky, it will still cost you. My Nephew and I are living proof of that!

Tim

sinizter

3,348 posts

216 months

Saturday 4th June 2011
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steveo3002 said:
when renewing next year wont the op have to admit to having a no fault bump , so raising the premium
She didn't have a bump - fault or otherwise (if the car was parked and she wasn't driving it at the time).
She may or may not make a non-fault claim.

Liquid Knight

15,754 posts

213 months

Saturday 4th June 2011
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I had a no-fault claim last year and my premium went from £636.17 to £2178.14. rolleyes