Need avdice on insurance
Need avdice on insurance
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Jimjamjimmy

Original Poster:

2 posts

183 months

Thursday 16th June 2011
quotequote all
Ive been driving for nearly 4years and to be frank insurance prices are ridiculous, Does anyone know what alternatives i have other than insuring a VW golf mk4 2.8 v6 4motion as a main or 2nd driver?

I heard you can insure another car in youre name ie. a 1litre (cheap) with an option on the policy to drive another vehicle.. Can anyone enlighten me on this please..

Cheers

PainTrain

440 posts

189 months

Thursday 16th June 2011
quotequote all
Not if it is your own car, and usually your spouses.

Got any more details about yourself, what you pay and the car?

Shaw Tarse

31,888 posts

232 months

Thursday 16th June 2011
quotequote all

ZOLLAR

19,920 posts

202 months

Thursday 16th June 2011
quotequote all
Jimjamjimmy said:
Ive been driving for nearly 4years and to be frank insurance prices are ridiculous, Does anyone know what alternatives i have other than insuring a VW golf mk4 2.8 v6 4motion as a main or 2nd driver?

I heard you can insure another car in youre name ie. a 1litre (cheap) with an option on the policy to drive another vehicle.. Can anyone enlighten me on this please..

Cheers
DOC option excludes any car you own,hire,lease purchase etc.
Essentially you would be paying to not have insurance which of course is stupid.

Shaw Tarse said:
Move over and share 'cos I'm starving.

SS2.

14,712 posts

267 months

Thursday 16th June 2011
quotequote all
Shaw Tarse said:
+1 hehe

Jimjamjimmy

Original Poster:

2 posts

183 months

Thursday 16th June 2011
quotequote all
Well fully comp as a 2nd driver it is nearly£ 2500 pa for 2.8 golf, my missea also has a 1.2 litre polo so that would be around 800 pa which would be better but could i insure her car with the option of driving other cars?

Baryonyx

18,281 posts

188 months

Thursday 16th June 2011
quotequote all
Jimjamjimmy said:
I heard you can insure another car in youre name ie. a 1litre (cheap) with an option on the policy to drive another vehicle.. Can anyone enlighten me on this please..
The car you're driving on the sly still needs it's own policy of insurance.

Roo

11,504 posts

236 months

Thursday 16th June 2011
quotequote all
Baryonyx said:
Jimjamjimmy said:
I heard you can insure another car in youre name ie. a 1litre (cheap) with an option on the policy to drive another vehicle.. Can anyone enlighten me on this please..
The car you're driving on the sly still needs it's own policy of insurance.
Not neccesarily. All policies vary.

Meoricin

2,880 posts

198 months

Thursday 16th June 2011
quotequote all
Jimjamjimmy said:
Well fully comp as a 2nd driver it is nearly£ 2500 pa for 2.8 golf, my missea also has a 1.2 litre polo so that would be around 800 pa which would be better but could i insure her car with the option of driving other cars?
Are you really a second driver rather than the main driver? Perhaps the insurance company have realised you've been committing insurance fraud, and have decided to raise your quotes accordingly?

mcflurry

9,189 posts

282 months

Thursday 16th June 2011
quotequote all
Roo said:
Not neccesarily. All policies vary.
Until you park up on the street. At which point there is no insurance in force..

marshalla

15,902 posts

230 months

Slinky

15,704 posts

278 months

Thursday 16th June 2011
quotequote all
marshalla is right, but, you're asking for advice on how to defraud insurers.. and on that basis, Aam Oot..
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