Where to get a track-prepped car insured?
Where to get a track-prepped car insured?
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Discussion

nsa

Original Poster:

1,701 posts

252 months

Tuesday 21st June 2011
quotequote all
I've insured classics before but never a proper track-focused car. Can anybody suggest companies who look kindly on roll-cages, engine swaps, semi-slick tyres etc? I don't need track day cover (although it would be a nice bonus), just normal road use.

I called Mannings yesterday to get on their Porsche scheme, but they weren't interested. I haven't tried the usual Adrian Flux, Richard Egger options yet.

MrGman

1,662 posts

230 months

Tuesday 21st June 2011
quotequote all
I'm with www.brentacre.co.uk

I've got a unlimited modification policy for my track car, the only thing i have to tell them is if i do any modifications that increase engine performance.

Also this policy is costing me less than what i paid when the car was completely standard.

Ian_sUK

734 posts

204 months

Tuesday 21st June 2011
quotequote all
+1 for Brentacre, cheaper with all the mods and a 190 bhp limit than standard with anyone else.

bulldog5046

1,495 posts

202 months

Tuesday 21st June 2011
quotequote all
i went through adrian flux and they got me a good deal on a road rally policy, designed for rally cars travelling between stages.

only thing to watch out for is limited mileage policies count your track miles as road miles, they want me to get all track miles signed off by the TDO which seems like a PITA.

andye30m3

3,498 posts

278 months

Tuesday 21st June 2011
quotequote all
I've used these people in the past, they were good to deal with http://www.competition-car-insurance.co.uk/

nsa

Original Poster:

1,701 posts

252 months

Wednesday 22nd June 2011
quotequote all
Brentacre not interested unfortunately. They were helpful on the phone though.

Adrian Flux about double what I expected to pay.

£750+ fully comp best so far.

bulldog5046

1,495 posts

202 months

Wednesday 22nd June 2011
quotequote all
nsa said:
Brentacre not interested unfortunately. They were helpful on the phone though.

Adrian Flux about double what I expected to pay.

£750+ fully comp best so far.
was that limited mileage?

i think it comes down to age, i'm 23 with no NCB to use on the car and i'm paying around £650 TPFT for 3000miles/year, i didnt feel it was extorsion given to insure the car with 6 years NCB unmodified was £800+

nsa

Original Poster:

1,701 posts

252 months

Wednesday 22nd June 2011
quotequote all
Limited mileage, 35 years old. Competition Car Insurance came in under £700 including track days and <£500 without.

paulmnz

475 posts

198 months

Wednesday 22nd June 2011
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I use greenlight for my track car and my racecar (both are road registered).

The actual policies i think are with Highway... basically all mods were 'free' except for engine bhp increases... my cars have cages, seats, suspension, brakes, wheels and tyres, exhaust etc all 'named' on the policy.

nsa

Original Poster:

1,701 posts

252 months

Wednesday 22nd June 2011
quotequote all
My car is in this list of cars not covered by Greenlight:

Excluded vehicles

BMW E36 models ¨C (E30/E46 derivatives are still acceptable)
Citroen Saxo models
Ford Sierra RS500 model
Honda S2000, Integra DC2 & DC5 imports (UK DC2¡äs are acceptable)
Lotus Elise/Exige
Nissan 200SX/Silvia models (All)
Porsche (except Boxster)
Renault Clio 172 ¡°Cup¡± (non-ABS) model ¨C (All other 172 derivatives are acceptable)
Skoda Fabia/Octavia models
TVR (all models)
Vauxhall VX220 Turbo
LHD vehicles (except Golf Rallye and Lancia Delta)
Vehicles not listed by The Association Of British Insurers (ABI)

The above have been excluded based upon our historic claims performance with the specific models listed above ¨C Most other Performance model vehicles are currently acceptable.

gtdc

4,259 posts

307 months

Wednesday 22nd June 2011
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pit5top

101 posts

180 months

Wednesday 22nd June 2011
quotequote all
Greenlight
REIS or
Competition car insurance

nsa

Original Poster:

1,701 posts

252 months

Wednesday 29th June 2011
quotequote all
To follow up: Competiton Car Insurance came in best eventually. £580 including five track days. Most of the places weren't interested as soon as they heard about the roll cage / engine swap.

chevy-stu

5,392 posts

252 months

Thursday 30th June 2011
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That list from Green light is funny. It pretty much excludes most cars that might actually be fun to drive,..

Nurburgsingh

5,495 posts

262 months

Thursday 30th June 2011
quotequote all
nsa said:
I've insured classics before but never a proper track-focused car. Can anybody suggest companies who look kindly on roll-cages, engine swaps, semi-slick tyres etc? I don't need track day cover (although it would be a nice bonus), just normal road use.

I called Mannings yesterday to get on their Porsche scheme, but they weren't interested. I haven't tried the usual Adrian Flux, Richard Egger options yet.
Mannings said no??

blimey.... they had no problems with my 968.

Fibre glass body panels
welded in cage
race suspension
fire extuinguisher
harnesses... etc.....

ooerr... I better get on to them as its nearly renewal time...

E36GUY

5,906 posts

242 months

Friday 1st July 2011
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nsa said:
Limited mileage, 35 years old. Competition Car Insurance came in under £700 including track days and <£500 without.
Same age. BMW M3 Evo Track Car. £612 comprehensive including three other named drivers and six track days per year included. Pretty good I reckon. Will be renewing

slam

8 posts

177 months

Friday 1st July 2011
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I'm with Flux for my westfield and they will do track day insurance as a bolt on, whenever you need it. i've not taken it on a track day yet, so i'm not sure what the cost is

lear

393 posts

231 months

Thursday 7th July 2011
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Have you tried Heritage insurance? Not sure which Porsche model you are insuring but they did a fantastic deal on my track prepped 944 and it has come in even lower on this highly modified TVR that I have just acquired. They have a fairly liberal definition of "classic"!

http://www.ebay.co.uk/itm/1985-TVR-350i-RACE-CAR-R...