How to sell my car once i have switched insurance to new car

[wilbo83]

I will be picking up a car i have put a deposit down on later this week, and will of course switch my insurance to the new car prior to collecting.

This means that my current car will then have no insurance and as i understand the new rules, i will have to declare it SORN, which means i will have to keep it in my garage / driveway, but then how can potential buyers test drive it if it has no insurance and tax?

Surely the DVLA must have thought of this scenario?!

[Vron]

If you speak nicely to your insurer they usually will give you a couple of weeks cover for theft for free whilst its sold.

[wilbo83]

Vron said:

If you speak nicely to your insurer they usually will give you a couple of weeks cover for theft for free whilst its sold.

They did say that but the way the market is at the moment, 2 weeks isnt too long

[black1]

just google day insurance job done

[Urban Sports]

Just take a chance, what's the worst that could happen?

[jas xjr]

What happened to the tax ?
You could insist that anybody who wishes to test drive your car arranges their own insurance

[black1]

its a buyers market if someone said sort your own insurance
i would tell them two words !

[wilbo83]

jas xjr said:

What happened to the tax ?
You could insist that anybody who wishes to test drive your car arranges their own insurance

It has tax until november but i thought now, once the insurance is cancelled, then it has to be declared SORN?

[Deva Link]

wilbo83 said:

Surely the DVLA must have thought of this scenario?!

There's a school of thought in official circles that all car transactions should be through dealers, and the continuous insurance regulations certainly help in that ambition. So you px your car and the issue doesn't arise.

[wilbo83]

Deva Link said:

There's a school of thought in official circles that all car transactions should be through dealers, and the continuous insurance regulations certainly help in that ambition. So you px your car and the issue doesn't arise.

Buying the new car privately. They really dont make it easy!

[Mroad]

Just ask your insurer for temporary cover on your old car while it's being sold.
That's what I've always done in the past.

[bamberwell]

i'm with admiral, and when i was selling my mg (after having bought another car,and changing the insurance over)they let my have short term insurance as an add on.iirc i paid for 2 weeks at a time and it was around £15

[wilbo83]

So i guess it has to sell within 2 weeks as that was the maximum they would give me, they quoted me £80 for the privilege also

[Buzzkill]

I didn't receieve any SORN letters/reminders when my e36 was for sale and that was up for 4-6 weeks if that's any indicator for you. I wasn't willing to re-insure it and loose the deposit money plus an admin fee given the cars value.

[wilbo83]

Buzzkill said:

I didn't receieve any SORN letters/reminders when my e36 was for sale and that was up for 4-6 weeks if that's any indicator for you. I wasn't willing to re-insure it and loose the deposit money plus an admin fee given the cars value.

So did the new buyer take it out for a test drive with no insurance or did they arrange day insurance?

[Buzzkill]

wilbo83 said:

So did the new buyer take it out for a test drive with no insurance or did they arrange day insurance?

Because the car was sitting for quite some time, after 3 weeks or so I paid a days worth of insurance and gave the car a good run out, ran the fuel down and re-filled. The night before the viewer came I charged the battery and on the day of the sale let the car run on the drive for 15-20 minutes and moved it about (which I'd done a few times already, large drive helps). The brakes appeared to sieze a little surprisingly quickly. On the day, I told the seller I had no insurance but luckily he had a traders policy. I took his word for it and ran the risk due to the value of the car and the road the test drive was being done on (I think we only saw three cars on the move).

In short, put your car up for sale well before your insurance expires, especially in the current market. That is unless you want to fork out/run a risk or two.

Edited by Buzzkill on Sunday 7th August 17:14

[clabcon]

Up to £130 now

[LuS1fer]

black1 said:

its a buyers market if someone said sort your own insurance
i would tell them two words !

In a private sale, how would you be covered then? It's always been the same - you drive uninsured or on your own policy.

[wilbo83]

but even if the potential buyer sorted insurance for 1 day, then it surely wouldnt be valid as the car wouldnt have tax as i need to declare it SORN if i switch my insurance?

[LuS1fer]

wilbo83 said:

but even if the potential buyer sorted insurance for 1 day, then it surely wouldnt be valid as the car wouldnt have tax as i need to declare it SORN if i switch my insurance?

I'm sure it would be valid but you could be fined for the use and possibly back-dated to the last taxation of the car...however unlikely that is.