Second car insurance
Author
Discussion

dannyboyo

Original Poster:

2,392 posts

308 months

Tuesday 8th June 2004
quotequote all
I've just taken out a limited milage policy with Classicline insurance and now need a 2nd car to do the rest of the miles in.

I'm going to buy my mates G reg Celica to do the boring miles in!

I just phoned Classicline and they (apparently) have no provision for a 2nd (ordinary) car.

So does anyone know of a decent insurance company that will mirror the NCB that I'm using on the Tiv, as I don't really fancy starting over.

Cheers

jimmyt

332 posts

274 months

Tuesday 8th June 2004
quotequote all
Admiral were pretty cheap for me.

4 years NCB mirrored over both a Tamora and a Golf 1.8T.

K67 KRB

221 posts

280 months

Tuesday 8th June 2004
quotequote all
hang on am I reading this right??

there are insurance comapnies that will do a limited mileage policy and will let you use the NCB that you are already using on another car.

I thought they had to be seperate?

JonRB

80,004 posts

301 months

Tuesday 8th June 2004
quotequote all
If you have a classic policy then the NCB is not used and you are free to use it on an 'ordinary' car.

If your NCB is being used, then some companies will 'mirror' (ie. clone) your NCB for a new policy.

For example, Cheam did this for me when I bought my TVR.

dannyboyo

Original Poster:

2,392 posts

308 months

Tuesday 8th June 2004
quotequote all
GOOD NEWS!!

Just phoned classicline and asked if I could use my NCB with other companies and they said that because it's a specialist TVR policy with limited milage, the policy doesn't use my NCB anyway!!

Cool, thats just saved me about £800!!



Edit, thanks JonRB

>> Edited by dannyboyo on Tuesday 8th June 12:33

Mrs BlueCerbera

2,208 posts

269 months

Tuesday 8th June 2004
quotequote all
K67 KRB said:
hang on am I reading this right??

there are insurance comapnies that will do a limited mileage policy and will let you use the NCB that you are already using on another car.

I thought they had to be seperate?


If I understand correctly, there are some insurance companies that will mirror the NCB. We went with Admiral for the TVR. We already had insurance with them for our existing car. The NCB is mirrored and the best thing is that if it stays like that for a minimum of a year, you're free to move insurace company and take second NCB with you (thereby accumulating a second full NCB - bargain !). The only rule was that you could not protect the NCB on the second car. I think that's right ... !