OEM vs pattern vs aftermarket parts

[raf_gti]

Do insurance companies distinguish between the various categories of parts?

Looking to buy new brakes/pads soon and I could easily buy standard looking but better or worse performing depending on the brand or upgraded which will stop me far better but incur an increase in premium.

It's a question I've never seen asked on here, perhaps because it's a st question but hey ho

[HairbearTE]

The whole Pattern/OE thing is complicated further now by the fact that established brands such as Ferodo and Vehicle makers such as Renault also offer a budget (chinese made) pad as well as their premium range. When the garage says "yeah they're genuine Renault etc" they could still be budget pads! It's a minefield out there.

[Deluded]

Indeed.

Like Toyota offering there Optifit range. Still Genuine but a fraction of the cost of the original parts and probably sourced from the cheapest place possible.

[davepoth]

No, so long as they aren't an upgrade they don't care. Hence why it's fine to put Nankang ditchfinders on your car instead of the manufacturer's recommended tyre.

[NHK244V]

HairbearTE said:

The whole Pattern/OE thing is complicated further now by the fact that established brands such as Ferodo and Vehicle makers such as Renault also offer a budget (chinese made) pad as well as their premium range. When the garage says "yeah they're genuine Renault etc" they could still be budget pads! It's a minefield out there.

And you get valeo making OE clutches for many manufacturers, i've even had valeo clutches in borge and beck boxes !

[PJ S]

Brembo blank discs in a Ferodo box - said so on the bit of literature included inside.