Opening accounts with someone elses address, how to check?
Opening accounts with someone elses address, how to check?
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SSC!

Original Poster:

1,849 posts

196 months

Saturday 10th September 2011
quotequote all
A little help here,

Is there a system in place that you can check your address is not being used for opening false accounts? i.e shopping.

I just had the Next dude try and deliver a catalogue to my address, but in my neighbours name (I rent my other house to them).

I decided to make a quick call to Next to check it, they confirmed that they had two accounts on my address, one in my name and one in my neighbours (nothing has been ordered yet), they have told me that there is nothing I can do but have the woman call and cancel the account.

I am going to have a wee word with her when I see her but got wondering if anything else had been set up and where to check. Unfortunately out posty knows us too well and would think nothing of putting mail addressed to me but in her name though her door, although I will be having a word with him to keep an eye on it. I suppose I am slightly suspicious as their friends have recently bu66ered off back to poland after defaulting in rent frown

Can anyone point me in the right direction.

Cheers

Ave

Mojooo

13,240 posts

196 months

Saturday 10th September 2011
quotequote all
Not a huge deal

The peopel offering the accountds should be doing the checking

you can check your credit file which will show credit accounts opened in your name.

SSC!

Original Poster:

1,849 posts

196 months

Saturday 10th September 2011
quotequote all
Mojooo said:
Not a huge deal

The peopel offering the accountds should be doing the checking

you can check your credit file which will show credit accounts opened in your name.
But is that for name only? I have done that equifax thing before but I was really wanting to check via my address. But yes the people offering the accounts should be sorting this out, they just apologised for the hassle. I know they will be the first ones to do the chasing if a debt gets ran up!
furious

Mojooo

13,240 posts

196 months

Saturday 10th September 2011
quotequote all
Not sure about about addresses - you will have to check with one of the 3 credit companies.

It coudl potentially mean you can see other peoples details so they may not give it out.

Also check this out http://www.cifas.org.uk/pr