Question for ya ???????

[Fleckers]

the young lad accross the road was having his focus delivered home on a flat bed this evening

popped over [yes to be nosey] to see what was up

turns out he was filtering down the left lane and got it wrong, clipped the curb ripped both tyres and wheels to bits on the curb and flat bed driver said maybe even track arms.

the focus is O2 plate LX standard as they come.

the yound lad asked me if he could clim for this on his insurance, we to be honest I did not know for sure as yes it is sort of an accident, he said he is fully comp.

so over the the PH massive could he claim ?

anyway I have put his straight on the costs so on saturday I am giving him a lift to collect 4 standard wheels and good tyres for £20 each and he is taking the car in to the local garage who are going to do alignment and tracking etc so all in cheaper than his excess by loads

[SMcP114]

Yes he could claim no problem although it would hardly be worth it as the damage sounds minor.

[Nedz]

Like you say,it will be cheaper to do the repairs himself rather than pay his insurance excess so its a bit of a pointless question really.....

[Classic Grad 98]

Yep since he's fully comp. It'd be considered a fault accident though so excess and NCB would be lost. I'd be getting the car on a ramp for a check and performing a full 4-wheel geometry alignment.

[2slo]

As above and he'd be penalised by all insurance companies for having a blameworthy accident for at least 3 years, some companies 5. Not worth claiming.