first time insurance !

[lukelandrover]

hi im looking to get insurance for the first time, does anybody have any tips ? or ideas
and more so, it is not a usual car, its a series landrover !

[FreeLitres]

1) Try comparison sites (Go Compare, Compare the Market, Confused.com, etc)
2) Add your parents as named additional drivers, but not as the main driver!
3) Lube up and expect a pounding!

Good luck!

Edited to say - Welcome to PistonHeads!

[Aar0sc]

FreeLitres said:

Lube up and expect a pounding!

HAhahaha!

How old are you?

Ring up some classic insurance specialists first/last; my final quote was £951; price comparison thingys never beat £5k!

[lukelandrover]

good tips, and im 16 at the moment, im running a 2.5 tdi out of a discovery in it, its going to be fairly quick with range rover diffs in, yes i found that the comparison sites are not helpful either !

[paddyhasneeds]

lukelandrover said:

good tips, and im 16 at the moment, im running a 2.5 tdi out of a discovery in it, its going to be fairly quick with range rover diffs in, yes i found that the comparison sites are not helpful either !

I'd have thought you're going to be having to phone around as the comparison sites won't be able to deal with the mods.

[P I Staker]

If you find anyone who will give you a decent qoute post them up because i am in a similar position.

[lukelandrover]

yes well nearly everything is a mod as it is a restoration ! and yes if i find anything il let you know !

[Raize]

Don't even bother trying. Get a bike. Or tell your parents you're getting a bike, and do it if they wont pay your £10,000 premium on a car out of SHEER HORROR.

[lukelandrover]

haha, all well and good but i do value my life, bikes are only fun off the road

[chrisispringles]

Don't hold your breath, insurers want £3k+ to cover little granny-mobiles. A modded landie with an engine swap is going to have them laughing down the phone at you, a sad fact of being young is that you can't really afford to drive unless your parents pay for it.

[lukelandrover]

oh i know tell me about it !, yes but at 34 years old with value at 300 quid iv got them down to 2100 pretty good to be honest

[chrisispringles]

lukelandrover said:

oh i know tell me about it !, yes but at 34 years old with value at 300 quid iv got them down to 2100 pretty good to be honest

That is pretty damn impressive to say the least!

[lukelandrover]

yes i know thats with me as the main aswell !, but it is probably because of where i live, and vehicle value.

[MoralHazard]

lukelandrover said:

hi im looking to get insurance for the first time, does anybody have any tips ?

Get yourself a Renault Clio, automatic, p reg, 1.4, for £450 with tax and mot. I have one for sale, as it happens! Build up 9 years of no claims. Then use some Landrover (if you can afford fuel).

[lukelandrover]

ill pass on the reno, but yeh i produce my own biodiesel, costong me just under 14 pence a litre its cheaper than your reno

[MoralHazard]

lukelandrover said:

i produce my own biodiesel,

I don't bother - I use the veggie oil neat.

[Woody3]

MoralHazard said:

I don't bother - I use the veggie oil neat.

Why do you say don't bother, when the biodiesel is only costing him 14p/litre. Neat veg oil is at least 90p/litre...

OP - Best thing to do is to try and get it on a Classic Insurance Policy with limited mileage. Try Lancaster Insurance for a start point. That's who I use on my 90.

[rswift]

As it is a Landrover, try National Farmers Union Insurance, NFU, I have a few mates insured on FWD (none of them anything remotely to do with farming) with them. They are good with Land Rovers, and must be used to insuring younger people on farm machinery etc ... I think 16 is the legal age for a tractor....so they shouldn't be too shocked. Also re classic policy, have you checked via any of the Land Rover owners clubs ?

[MoralHazard]

Woody3 said:

Why do you say don't bother, when the biodiesel is only costing him 14p/litre. Neat veg oil is at least 90p/litre...

Collecting up the dregs is messy.

[lukelandrover]

yeh my biodiesel is second hand so i get it free ( save the pizza shops money too ! and i convert it (cheap as chips so to speak haha ) !, and yeh nfu is a good idea i have yet to dive into this area haha, thanks for all the advice, do you think i should class rangerover diffs as a modification ? no one will tell ?