Cat D Dodgy Explanations in Classifieds??
Discussion
What is it with some adverts on the clasified? You see the car, the price looks good, read the spec, all good, get to the end and there it is, the fact it's a Cat D and the tall story supposedly explaining it away as nothing to worry about.
Here's a classic example: http://www.pistonheads.com/sales/3321057.htm
2006 RS4, probably books at c.£20k, but supposedly had paint stripper chucked at it. Correct me if I'm wrong, but respray for a £20k car isn't going to right it off is it?
Or am I just an ill-informed cynic?
Here's a classic example: http://www.pistonheads.com/sales/3321057.htm
2006 RS4, probably books at c.£20k, but supposedly had paint stripper chucked at it. Correct me if I'm wrong, but respray for a £20k car isn't going to right it off is it?
Or am I just an ill-informed cynic?
My car was written off at 63%. I.E. the cost to repair was 63% of the value.
So, if the car books at £20k, then that's £12,500. Now, if you were to properly strip and paint it (glass out), you would be looking at a few quid. Plus, if there's a hire car involved, I imagine there would be a fair few days at a fair few quid for that too.
And finally, do any of the rubbers etc need replacing after being paint stripped? What about stuff under the bonnet? Anything there?
Wheels?
Who knows?!
So, if the car books at £20k, then that's £12,500. Now, if you were to properly strip and paint it (glass out), you would be looking at a few quid. Plus, if there's a hire car involved, I imagine there would be a fair few days at a fair few quid for that too.
And finally, do any of the rubbers etc need replacing after being paint stripped? What about stuff under the bonnet? Anything there?
Wheels?
Who knows?!
The front looks a bit odd, is there always such a gap on the bonnet.
Like any car, forget what is written and check it yourself. Check under sills, look for new parts. Ring the last owner up. That is a way to get more proper information.
ETA - looks like it is a trait checking other cars for sale.
Like any car, forget what is written and check it yourself. Check under sills, look for new parts. Ring the last owner up. That is a way to get more proper information.
ETA - looks like it is a trait checking other cars for sale.
Efbe said:
can you find out from dvla what the cat d was for?
No, I don't think there's any reliable way to check. I would assume if the person who owned the car when it was Cat D would have communication from insurers, photos etc, but generally these types of car are for sale by people who have bought it after the Cat D incident and potentially compete with eachother for the most outlandish and seemingly innocent and gentle reason for the car being written off!!I had a Corrado VR6 with electric leather recaro seats that had previously been stolen out of it, they were apparently more to buy from the factory than the car was worth!..I cannot remember exactly but think it was over £4k!!..anyway the car was written off because of it cat D, I bought it complete with all the relevant insurance correspondence and it was a very good car, but fitted with standard Corrado leather seats when I had it..
Why the suspicion? Paint stripper is a swine to remove properly and the cost of prepping a car that's been vandalised with it can be pretty high. As others have said, every panel on the car might have been affected, not to mention any number of rubber/plastic parts that would also have needed replacing. Then you've got the cost of actually respraying the affected panels.
The owner at the time may have insisted on any repairs being organised by an Audi dealer and demanded a hire care while the work was done, etc, etc.
I don't find it that extraordinary that an insurer would simply think 'sod that', write the owner a cheque and bung the car through Bluecycle.
The owner at the time may have insisted on any repairs being organised by an Audi dealer and demanded a hire care while the work was done, etc, etc.
I don't find it that extraordinary that an insurer would simply think 'sod that', write the owner a cheque and bung the car through Bluecycle.
Risotto said:
Why the suspicion? Paint stripper is a swine to remove properly and the cost of prepping a car that's been vandalised with it can be pretty high. As others have said, every panel on the car might have been affected, not to mention any number of rubber/plastic parts that would also have needed replacing. Then you've got the cost of actually respraying the affected panels.
The owner at the time may have insisted on any repairs being organised by an Audi dealer and demanded a hire care while the work was done, etc, etc.
I don't find it that extraordinary that an insurer would simply think 'sod that', write the owner a cheque and bung the car through Bluecycle.
Furry muff....The owner at the time may have insisted on any repairs being organised by an Audi dealer and demanded a hire care while the work was done, etc, etc.
I don't find it that extraordinary that an insurer would simply think 'sod that', write the owner a cheque and bung the car through Bluecycle.
Risotto said:
Why the suspicion? Paint stripper is a swine to remove properly and the cost of prepping a car that's been vandalised with it can be pretty high. As others have said, every panel on the car might have been affected, not to mention any number of rubber/plastic parts that would also have needed replacing. Then you've got the cost of actually respraying the affected panels.
The owner at the time may have insisted on any repairs being organised by an Audi dealer and demanded a hire care while the work was done, etc, etc.
I don't find it that extraordinary that an insurer would simply think 'sod that', write the owner a cheque and bung the car through Bluecycle.
Possible but I would want proof. The owner at the time may have insisted on any repairs being organised by an Audi dealer and demanded a hire care while the work was done, etc, etc.
I don't find it that extraordinary that an insurer would simply think 'sod that', write the owner a cheque and bung the car through Bluecycle.
Fox- said:
Efbe said:
can't you get cat d removed following an inspection?
No. Getting it inspected doesn't change the fact an insurer wrote it off, which is what Cat D is an indicator of.no knowledge on this though
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