Why do minor shunts nearly always result in whiplash now?

[Kiltox]

Has it always been the case and we just hear more about it due to the fact that people are quick to jump on the "compo compo compo" bandwagon or is there a serious design flaw in modern cars that mean nearly every single bump results in whiplash?

[Fartgalen]

I think you answered your own question.

[soad]

No win, no fee claims? As if heavy modern cars getting less safe.

[Kiltox]

Of course I'm assuming everyone that makes a claim is genuinely injured - so did those people just MTFU and get on with it before no win no fee solicitors came around?

[Nick3point2]

They don't have whiplash. They may think they do, And so claim no win no fee.


It's like flu: people take 2 days off work saying they have flu, but they have a cold.

People have a stiff neck the day after a car crash and say they have whiplash, then they get easy money. Just make sure you don't get seen lifting or doing anything athletic until the claim is settled.

[McSam]

Kiltox said:

Of course I'm assuming everyone that makes a claim is genuinely injured - so did those people just MTFU and get on with it before no win no fee solicitors came around?

It didn't use to be so easy or so popular. People were either marginally more principled or marginally less greedy, I think, but the main thing is that now every man and his dog knows he can get five grand out of an insurance company just by getting in an ambulance saying his neck hurts. To be honest I think it's fking despicable..

I caused a shunt a couple of years back, my insurance on my £300 car was third party only and I wrote off the W-reg Clio I hit. The 30-something woman driving said Clio was wandering around freely at the site of the accident, at least until an ambulance arrived after someone called in a "head-on" collision. Come the letter from her solicitors and it seems I caused her "severe whiplash and lower back pain". The payout from my insurers for an accident that only claimed a £1500 car? Eleven and a half grand.

[sherbert90]

Fartgalen said:

I think you answered your own question.

Yep. Claim culture.

[Kiltox]

McSam said:

t didn't use to be so easy or so popular. People were either marginally more principled or marginally less greedy, I think, but the main thing is that now every man and his dog knows he can get five grand out of an insurance company just by getting in an ambulance saying his neck hurts. To be honest I think it's fking despicable..

I caused a shunt a couple of years back, my insurance on my £300 car was third party only and I wrote off the W-reg Clio I hit. The 30-something woman driving said Clio was wandering around freely at the site of the accident, at least until an ambulance arrived after someone called in a "head-on" collision. Come the letter from her solicitors and it seems I caused her "severe whiplash and lower back pain". The payout from my insurers for an accident that only claimed a £1500 car? Eleven and a half grand.

FFS.

I had a claim agains me after someone proceeding in the wrong lane at a roundabout drove into the side of my car at ~15mph. She won, as far as I know, but I don't know what the settlment was.

No sign of injury at the scene.

[davepoth]

The UK has ten times the rate of whiplash compared to other countries in Europe, but curiously fewer accidents.

[Kiltox]

davepoth said:

The UK has ten times the rate of whiplash compared to other countries in Europe, but curiously fewer accidents.

Hmmm maybe British people are more likely to suffer from whiplash due to a genetic defect Study is required!

[McSam]

Kiltox said:

FFS.

I had a claim agains me after someone proceeding in the wrong lane at a roundabout drove into the side of my car at ~15mph. She won, as far as I know, but I don't know what the settlment was.

No sign of injury at the scene.

My thoughts exactly! Getting an insurance quote as if the claim had been £1500 rather than £12000 only makes it even more painful, I've paid £300, then £200 and now £150 a year more thanks to her greedy dole-dosser neck, but hey, at least I clearly made someone happy that day.

I wonder what the outcome would be if you actually bothered to take such people to court over the amount claimed? Immediate dropping of the personal injury claim, I would suspect..

I can tell you without study what the fking genetic defect is

[Kiltox]

McSam said:

I can tell you without study what the fking genetic defect is

Oh I know, but if someone will give me a few grand to get drunk for a few months do some research then it's all good

[V8Wagon]

Minor shunts....rhymes with greedy .....

[Kiltox]

V8Wagon said:

Minor shunts....rhymes with greedy .....

[hornetrider]

$

[McSam]

Hmm, I like it

[KingNothing]

Considering I got bummed to the tune of £200 for a non fault accident, and is estimated to cost me an extra £1500 over the space of the 5 years I have to declare the accident. I can see why people will continue to go for whiplash claims.

[Mojooo]

To be somewhat fair I believe whiplash can come on hours/days after the impact.

My sister suffered whiplash and had to wait ages before they would agree to her seeking private treatment (think NHS were not being much use).

[PumpkinSteve]

My mate's GF had someone crash into the back of her lightly, they put a claim in for whiplash "because that's what you do, everyone does it" and got £1000. tts.

[7mike]

Kiltox said:

davepoth said:

The UK has ten times the rate of whiplash compared to other countries in Europe, but curiously fewer accidents.

Hmmm maybe British people are more likely to suffer from whiplash due to a genetic defect Study is required!

Don’t forget the regional variations. In some parts of the country 7% of incidents will result in a personal injury claim. Up here in the North West it’s 26%. It doesn’t help of course when they make sure their car is full of their mates when they are going to be victims of an accident though.