I think someone tried to pull an insurance scam on me on M25
Discussion
I was wondering if you guys think this is a bit fishy and the guy is trying an insurance scam on me.
here is what happened.
So i am driving home the other night on the M25 at about 5.30 pm as usual the traffic is not out of 1st gear when some guy in an an old barge suddenly brakes with no one in front of him, i have no chance to stop in time and hit him at about 2-3 mph as i get out to apologies he rushes towards me face distorted with anger shouting wtf was that you c^%t, this took me aback as the crash caused no damage at all, he looks at his 12 year old crapper and says "thats a new bumper f
king details now or i will smack you in the mouth" i told him to calm down and speak to me with respect I asked him to pull over on the hard shoulder and he said no as he said i would drive off. i ignored him and started walking back to my car to pull off onto the hard shoulder, the tt ran up to me and took a swing at me whilst shouting "don't fking move" at this point i was deciding whether to smash him up or calm him down.
After deciding the latter i told him he had better start acting like a man and pull over and sort this out or i would call the police. I pulled over to the hard shoulder and he continued to act like a thug and bully ( btw he was a scrawny little fker and i have no doubt in my mind that i would have beat the crap out of him in about 5 seconds) he tries to grab me once again when his wife gets out holding her neck, I once again told him to calm down and lets swap details which he does at his mrs request. the last thing he says is we both have severe whiplash here, i could not help but laugh and say "fking whiplash i hit you at 3mph tops and there is no damage to either vehicle"."have you got a medical background" he replied, "of course not i said but i can smell bullst when its in front of me this is why our insurance premiums are high because people like you rip off the sytem"
this sent him into rage yet again he starting saying that he was going to beat me up on the M25, i laughed told him to grow up we had already exchanged all details there was nothing left to say. i told him to go or i would call the cops. he then apologised and said he was under stress because of a similar court case over an accident and that he did not mean to be an arshole.he then got in his car and left.
have i been scammed?
should i of called the police?
would you have shown the restraint i did or knocked him out on the 3rd lane?
cheers PH dudes
here is what happened.
So i am driving home the other night on the M25 at about 5.30 pm as usual the traffic is not out of 1st gear when some guy in an an old barge suddenly brakes with no one in front of him, i have no chance to stop in time and hit him at about 2-3 mph as i get out to apologies he rushes towards me face distorted with anger shouting wtf was that you c^%t, this took me aback as the crash caused no damage at all, he looks at his 12 year old crapper and says "thats a new bumper f
king details now or i will smack you in the mouth" i told him to calm down and speak to me with respect I asked him to pull over on the hard shoulder and he said no as he said i would drive off. i ignored him and started walking back to my car to pull off onto the hard shoulder, the tt ran up to me and took a swing at me whilst shouting "don't fking move" at this point i was deciding whether to smash him up or calm him down. After deciding the latter i told him he had better start acting like a man and pull over and sort this out or i would call the police. I pulled over to the hard shoulder and he continued to act like a thug and bully ( btw he was a scrawny little f
ker and i have no doubt in my mind that i would have beat the crap out of him in about 5 seconds) he tries to grab me once again when his wife gets out holding her neck, I once again told him to calm down and lets swap details which he does at his mrs request. the last thing he says is we both have severe whiplash here, i could not help but laugh and say "fking whiplash i hit you at 3mph tops and there is no damage to either vehicle"."have you got a medical background" he replied, "of course not i said but i can smell bullst when its in front of me this is why our insurance premiums are high because people like you rip off the sytem"this sent him into rage yet again he starting saying that he was going to beat me up on the M25, i laughed told him to grow up we had already exchanged all details there was nothing left to say. i told him to go or i would call the cops. he then apologised and said he was under stress because of a similar court case over an accident and that he did not mean to be an arshole.he then got in his car and left.
have i been scammed?
should i of called the police?
would you have shown the restraint i did or knocked him out on the 3rd lane?
cheers PH dudes
A lex said:
Have you been scammed: Probably, yes.
Would I have called the Police: Probably, yes - however get yourself down the station now to report.
What would I have done differently: As soon as there was a hint of a scam or violence I would have driven around him (without giving details) and to a Police station to report.
Scammers are after easy victims, which unfortunately you appear to be.
Will he get thousands for his "whiplash"? - yesWould I have called the Police: Probably, yes - however get yourself down the station now to report.
What would I have done differently: As soon as there was a hint of a scam or violence I would have driven around him (without giving details) and to a Police station to report.
Scammers are after easy victims, which unfortunately you appear to be.
I don't think it ws a scam, just an ordinary nutcase I'm afraid. The scammers work in pairs. Car A brakes for no reason, or pulls across the front of B. B panics and slams on brakes. The victim (C) hits B. A (who is B's accomplice) drives on, having not actually been hit. B blames the sudden braking on A. C, who has hit B, acknowledges fault but is not angry at B because he too saw what A did.
Scammers tend to be polite at the scene, they don't want a fuss or anything, or any police involvement. They don't want C to see how many people are in car B. All the injury claims for driver and 3 passengers and stupid damage claims come later.
Not every phsycopath loony crap driver is a scammer.
Also, the phrase "I had no chance to stop". You actually mean "Because I was too close I gave myself no opportunity to stop." If you vow never to get yourself into that situation again, some good will have come of this incident.
Scammers tend to be polite at the scene, they don't want a fuss or anything, or any police involvement. They don't want C to see how many people are in car B. All the injury claims for driver and 3 passengers and stupid damage claims come later.
Not every phsycopath loony crap driver is a scammer.
Also, the phrase "I had no chance to stop". You actually mean "Because I was too close I gave myself no opportunity to stop." If you vow never to get yourself into that situation again, some good will have come of this incident.
va1o said:
I'd have told him to fk off and driven away if that's his attitude and there's no damage.
Yeah, his word against yours. I'm sure it was a scam, after he'd read about this somewhere(or had someone tell him, as it sounds like he's incapable of reading himself) and thought an easy way to make some money, claiming for whiplash.k off and driven away if that's his attitude and there's no damage. MrDarkBlack said:
va1o said:
I'd have told him to fk off and driven away if that's his attitude and there's no damage.
Yeah, his word against yours. k off and driven away if that's his attitude and there's no damage. Thats the trouble on this forum, testosterone outweighs common sense all to often!
The Crack Fox said:
All the hallmarks of a scam. Report it to the police and inform your insurer immediately that you believe it's a scam and NOT to pay out. Good luck.
You cannot TELL your insurers not to pay. Subrigation rights apply. You can advise them you think it's a scam, and then leave it for them to settle as THEY think best.But the OP has run into the rear of a stationary car! Difficult to see why they won't pay.
Very common in many towns in the North West - and sorry if people don't like to hear it but it's Asians who do it. I've got a sixth sense for them now - usually they'll pull partially from a junction or onto a roundabout and stop dead and another one I've seen is to drive very slowly and again bang on the brakes if you try to go round.
I can spot them a mile off. Best advice is stay well away from old Corollas etc where they have got multiple occupants and (this may sound obvious) always make sure the car in front has cleared the junction before you move off.
I can spot them a mile off. Best advice is stay well away from old Corollas etc where they have got multiple occupants and (this may sound obvious) always make sure the car in front has cleared the junction before you move off.
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