Pony Insurance
Discussion
I used NFU Mutual for my horse, reasonable price and never had a problem claiming on the insurance when needed. http://www.nfumutual.co.uk/insurance/equine-insura...
[quote=Paddy_N_Murphy]
Indeed - they failed to cough when OH's tack got knobbled - however, if OH had actually read the policy that stated you had to state if on a yard with 5 or more horses I believe......
E&L paid up for my horse - with x-rays, nerve blocking and an MRI scan - scarily expensive....however now she's on a 'mature' policy, is only covered for 'visible accidental external injury' and are not so considerate....
Do read the small print - some insurers don't class horses as mature until they're 20+, E&L start at 15, and yes, tack is notoriously not covered in a normal yard situation
Indeed - they failed to cough when OH's tack got knobbled - however, if OH had actually read the policy that stated you had to state if on a yard with 5 or more horses I believe......
E&L paid up for my horse - with x-rays, nerve blocking and an MRI scan - scarily expensive....however now she's on a 'mature' policy, is only covered for 'visible accidental external injury' and are not so considerate....
Do read the small print - some insurers don't class horses as mature until they're 20+, E&L start at 15, and yes, tack is notoriously not covered in a normal yard situation
My tack, rugs, pretty much everything was stolen when my horse was in a large livery yard, although every 2 stables had their own tack room (the thieves broke into every single tack room on the yard). NFU paid up with no arguments, I wrote a list of everything that had been stolen, with rough costs (I didn't have any receipts for most of the stuff) and they paid for everything.
Also when I had to claim for a leg injury, they also paid up with no arguments, and my horse was on a veterans policy at the time.
Also when I had to claim for a leg injury, they also paid up with no arguments, and my horse was on a veterans policy at the time.
Stephanie Plum said:
When you do find one, under no circumstances go with E&L. The likelihood of them ever paying out in the event of a claim is extremely slim. There are plenty of options - just buy a copy of one of the monthly mags and you should find them all advertising.
This. 110% this. E&L are robbing b
ds.Pet Plan are good.
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