Insurance comparison site for all cars

[GBDG]

I'm looking to see if a site exists for my specific purpose. I would like to put in all my details, as per usual. But instead of getting a quote for a specific car, I would like to get an indication of what the quote would be across all cars.

It's such a PITA to try loads of different cars in comparison sites to find out how much they are to insure. Insurance group bares almost no relation to quotes, and two seemingly similar cars say Focus v Astra can throw up wildly different quotes. For me there is even a £250 difference between a 1.6 Focus Sport and a 1.6 Focus Ghia.

If no sure site exists - it bloody should!

[warp9]

I understand your pain, but why would an insurer, aggregator or broker go to all that time, effort and cost (many tens of thousands) to provide a tool that is going to generate millions of leads but no sales as you haven't bought the car yet (and likely won't)?

[Davie]

I'm with you chap. I spent about an hour on Money Supermarket and kept my details the same but kept changing the cars. The results were just rediculous, eg a 57 plate Astra SRi CDTi estate was £610 and an Escort Cosworth was £600. A Vectra V6 estate was £570 and a V70R Volvo was £320. Perhaps the most rediculous, our current Audi A4 2.5TDi was £700 and a Porsche GT3 RS was £1050. At that point, I put the missus and kids on ebay and went to the classifieds. I then decided the figures were totally random and made zero sense and gave up.

[GBDG]

warp9 said:

I understand your pain, but why would an insurer, aggregator or broker go to all that time, effort and cost (many tens of thousands) to provide a tool that is going to generate millions of leads but no sales as you haven't bought the car yet (and likely won't)?

Data capture - I have to have insurance. Even if it isn't on X car, I will be buying it on another car.

[matthias73]

warp9 said:

I understand your pain, but why would an insurer, aggregator or broker go to all that time, effort and cost (many tens of thousands) to provide a tool that is going to generate millions of leads but no sales as you haven't bought the car yet (and likely won't)?

Well they have to buy insurance at some point, this just makes it easier to see what car they can insure.

[warp9]

GBDG said:

Data capture - I have to have insurance. Even if it isn't on X car, I will be buying it on another car.

True, but data capture is only useful when there is a purpose, in this case selling a policy. Here only a tiny percentage of leads will be for the people who are ready to buy, the majority will be for reseach or dreamers. It'll cost too much to sort the wheat from the chaff.

The other issue here is that it would be really easy way work out what an insurers rating matrix is - and they don't want to be that transparent. Much as they may say they are the cheapest, in reality it's marketing fluff. Plus it would be easy for their competitors to check out their rates so they could loose their competative advantage.