Race car on the road insurance
Race car on the road insurance
Author
Discussion

huwdm

Original Poster:

638 posts

197 months

Thursday 9th February 2012
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Any recommendations for a road legal race car to be insured for road use.

Hybrids

841 posts

259 months

Friday 10th February 2012
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I am currently with REIS. Have also dealt with Competition Car Insurance. Both have been very good

onomatopoeia

3,512 posts

233 months

Friday 10th February 2012
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I use REIS, very good on the telephone regarding setting up the policy (stage rally car in my case), not had to make a claim.




NJH

3,021 posts

225 months

Friday 10th February 2012
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REIS for me as well, costs about the same as our other 2 normal road cars. Also includes 4x track days full comp but with a fairly large excess.

motorsportbeng

200 posts

176 months

Saturday 11th February 2012
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Going to tag onto this thread if I may. I've got 3 grand or so's worth of Fiesta tin top racer. Its not worth insuring for on track events purely because the excess is worth almost as much as the car and you've got to be very unlucky not to salvage anything from an incident. However if it was stolen or burnt etc. whilest sat around all of my investment would be lost. Are there insurance policies that cover purely against Fire and theft as it lives in my parents garage/on the drive?

LordHaveMurci

12,247 posts

185 months

Saturday 11th February 2012
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REIS here too.

sjabrown

2,005 posts

176 months

Saturday 11th February 2012
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My rally car is with REIS. Others to consider include Competition Car Insurance and Auden&associates

MMC Andy

527 posts

237 months

Sunday 12th February 2012
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And MMC.

tapkaJohnD

2,000 posts

220 months

Sunday 12th February 2012
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Until recently, classic car insurers offered very cheap, limited milagage insurance, even for young drivers. But chavs realised that Minis, Golfs, Fiestas etc.etc qualified as 'classics' and raped the insurance. As a result, premiums for the under 21s have skyrocketed.

But if you're an old fart and live in the sticks, like me, I can still insure my race Triumph for road use for less than £200, fully comp, 3k miles/yr, agreed value £3.5K, by going to a broker "acknowledged" by my classic car club.

John

lol1

232 posts

229 months

Monday 13th February 2012
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motorsportbeng said:
Going to tag onto this thread if I may. I've got 3 grand or so's worth of Fiesta tin top racer. Its not worth insuring for on track events purely because the excess is worth almost as much as the car and you've got to be very unlucky not to salvage anything from an incident. However if it was stolen or burnt etc. whilest sat around all of my investment would be lost. Are there insurance policies that cover purely against Fire and theft as it lives in my parents garage/on the drive?
Yes is the answer to that and REIS did a good policy for my M3 that covered it whilst in the garage and whilst being towed to and from a race meeting and testing/trackday. I think I had to tell them everytime I put it on the trailer to tow though.

Birdthom

790 posts

241 months

Wednesday 15th February 2012
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Apologies for the thread drift, but I keep my old e30 race car on a trailer under a car port. The car isn't road legal.

This set up is fairly recent, and it isn't insured at all at the moment. Not clever. However, I can't imagine many insurers would cover it. Does anyone have fire & theft cover for cars and trailers stored in this way?

S26VE P

2,173 posts

258 months

Thursday 16th February 2012
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Speak to REIS about a transit/storage policy. IIRC there is also a member on here that can assist.

huwdm

Original Poster:

638 posts

197 months

Friday 17th February 2012
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Thanks all, gone with REIS, good price, and didn't need to provide a list of mods.
So I am all set for the Welsh Sports and Saloon Championship. Anyone interested check this thread out http://pistonheads.com/gassing/topic.asp?h=0&f...