Insurance again
Insurance again
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Discussion

anonymous-user

Original Poster:

78 months

Wednesday 22nd February 2012
quotequote all
Hey guys, apologies to bring this one up again but search is down (surprise surprise ! hehe )
Has anyone renewed insurance again recently?
Who's doing the most competitive deals at the mo?

My current renewal is £444.
20 years no claims
3000 mile limit
Garaged / alarmed etc
Agreed value of £17k.
Age 38
Professional (not like Bodie and Doyle though).

Gazzab

21,583 posts

306 months

Wednesday 22nd February 2012
quotequote all
What about that claim back in 2002/3 ? :-)

Nigelbs1

98 posts

195 months

Wednesday 22nd February 2012
quotequote all
Blimey 3000 mile limit, only 250 miles a month! Mine would get very upset if I only drove her for 250 miles each month frown

Can't help much with the insurance stuff. Mines on my company group policy, costs about £650 a year no mileage restrictions. Only restriction is driver has to be over 30, which works well for me as the wife isn't over 30 so she doesnt get to drive it which is probably for the best smile




anonymous-user

Original Poster:

78 months

Wednesday 22nd February 2012
quotequote all
Gazzab said:
What about that claim back in 2002/3 ? :-)
Wasn't my claim - that was some idiot who ran a red light and smashed into me at a junction.
The other parties insurance company took a £36k hit (repairs to my car + me having 8 months in a BMW 5 series rental)

anonymous-user

Original Poster:

78 months

Wednesday 22nd February 2012
quotequote all
Nigelbs1 said:
Blimey 3000 mile limit, only 250 miles a month! Mine would get very upset if I only drove her for 250 miles each month frown
I started working at home so don't get to use her as much anymore.
Haven't really had any issues in the past 3 years except normal wear and tear bits so car seems ok with it.

Mags

1,196 posts

303 months

Wednesday 22nd February 2012
quotequote all
http://www.hendersontaylor.co.uk/

Just renewed, 5k miles, not garaged, 40yo, 27k value, £545, £30 cheaper than last year. With Aviva via Henderson Taylor.
ETA I have about 10 years NCB but have 2 claims in the past few years, one non fault but one 50/50, both M/cycle accidents.

Tomej

149 posts

176 months

Wednesday 22nd February 2012
quotequote all
£444 seems a pretty good price but the mileage is low.

You could try:

Adrian Flux
Footman James

I went through Adrian Flux and got Breakdown cover too for £700 (I'm 30, NCB of 13yrs, limited to 4000 miles, Garaged overnight)
I didn't think that was too bad but £444 has me thinking now.


anonymous-user

Original Poster:

78 months

Wednesday 22nd February 2012
quotequote all
Tomej said:
£444 seems a pretty good price but the mileage is low.

You could try:

Adrian Flux
Footman James

I went through Adrian Flux and got Breakdown cover too for £700 (I'm 30, NCB of 13yrs, limited to 4000 miles, Garaged overnight)
I didn't think that was too bad but £444 has me thinking now.
Mine was through MSM Insurance Broker - actual policy is with KGM insurance.

FarmyardPants

4,318 posts

242 months

Wednesday 22nd February 2012
quotequote all
Mags said:
http://www.hendersontaylor.co.uk/

Just renewed, 5k miles, not garaged, 40yo, 27k value, £545, £30 cheaper than last year. With Aviva via Henderson Taylor.
ETA I have about 10 years NCB but have 2 claims in the past few years, one non fault but one 50/50, both M/cycle accidents.
Same here, 4 billion years NCB but one 'fault claim' in last 5 years (electrical fire). £550 odd, 42yo, nice postcode smile, garaged, 5k limit, includes TD insurance (never had that before) including some mods (induction + exhaust). £100 cheaper than my previous insurers (swiftcover). Happy with that.

TvrTone

288 posts

230 months

Wednesday 22nd February 2012
quotequote all
For what it is worth, when I was getting insurance quotes last year, some insurance companies, eg Direct Line, UPPED the premium if I was doing FEWER miles per annum. Their theory was that if I didn't drive the car very often I could be 'less experienced in handling a performance car' and therefore a higher risk.

In other words, I got a better quote for 5,000 pa than I did for 2,000 pa. silly

Tony

high52kojak

505 posts

221 months

Wednesday 22nd February 2012
quotequote all
I paid £270 ish with Mannings, back in October though. 32 years old, 10yrs NCD, garaged.
Worth a call, they seem very professional, offered me either a classic car policy or a standard one. My NCD on my everyday car counted for Cerb also.

anonymous-user

Original Poster:

78 months

Wednesday 22nd February 2012
quotequote all
high52kojak said:
I paid £270 ish with Mannings, back in October though. 32 years old, 10yrs NCD, garaged.
Worth a call, they seem very professional, offered me either a classic car policy or a standard one. My NCD on my everyday car counted for Cerb also.
Yes, when i was running two cars, I had the Cerb insured for approx £250.
Seemed a good deal but I couldn't make the case to the wife for me having a Cerb and an M3 sat on the drive whilst not driving either of them that much !

spongy

2,236 posts

185 months

Wednesday 22nd February 2012
quotequote all
Why the foof cant i get my insurance this cheapfrowni have max no claims good postcode,garaged,low miles,45 1/2 years old,not my daily driver,and im paying 500 a year.I tried all over the place last year and this was the best quote.Mind you my son just got a quote for an 01 mini 1 at wait for it........9 grand.....what the feck is it with insurance,and feckin banks they are a law onto themselves...the foofin baxtards

Gazzab

21,583 posts

306 months

Wednesday 22nd February 2012
quotequote all
Ahem worked in banking and insurance all my working life..! We're really very nice!

dempsey

297 posts

234 months

Wednesday 22nd February 2012
quotequote all
Competition Car Insurance (broker).
£299 includes 6 free trackdays.
(I am a 'senior' though with no claims, garaged, etc)

HardToLove

520 posts

224 months

Wednesday 22nd February 2012
quotequote all
Gazzab said:
Ahem worked in banking and insurance all my working life..! We're really very nice!
Yeah it shine's through in most of your post's love xxx whistleboxedin

Gazzab

21,583 posts

306 months

Wednesday 22nd February 2012
quotequote all
HardToLove said:
Gazzab said:
Ahem worked in banking and insurance all my working life..! We're really very nice!
Yeah it shine's through in most of your post's love xxx whistleboxedin
I thought you'd decided to leave me alone and stop the stalking! Do i know you?

spongy

2,236 posts

185 months

Wednesday 22nd February 2012
quotequote all
lol,no offence to fellow cerb owners as nobody who runs a cerb is bad in my eyes.love you allcloud9

Gazzab

21,583 posts

306 months

Wednesday 22nd February 2012
quotequote all
spongy said:
lol,no offence to fellow cerb owners as nobody who runs a cerb is bad in my eyes.love you allcloud9
Thanks I feel much better now. Bollinger day on Thursday's so I'll raise a glass to you tomorrow.

spongy

2,236 posts

185 months

Wednesday 22nd February 2012
quotequote all
Gazzab said:
Thanks I feel much better now. Bollinger day on Thursday's so I'll raise a glass to you tomorrow.
laugh thought you fellas only worked till wednesday dinner time,then its a couple of hole's,before a long weekend,tally ho wink