Drive other car insurance for teenager
Drive other car insurance for teenager
Author
Discussion

LeeKn

Original Poster:

24 posts

169 months

Wednesday 22nd February 2012
quotequote all
Hello

I'm 19 years old and wanting to insure a Renault Clio 1.2. However the insurance must cover for me to drive other cars.

Does anyone know which insurers do this?

davepoth

29,395 posts

222 months

Wednesday 22nd February 2012
quotequote all
I'd be surprised if you'll find one. There was a lot of trouble with young people insuring themselves on a 1.2 Clio, and then driving "other cars" which tended to be something turbocharged, that they had bought, but with the V5 in the name of a friend. Obviously the insurers didn't like that very much so very few of them offer "Driving Other Cars" any more, especially for new drivers.

insurance_jon

4,091 posts

269 months

Wednesday 22nd February 2012
quotequote all
It is very rare for under 25's.

May I ask why you NEED it?

EDLT

15,421 posts

229 months

Wednesday 22nd February 2012
quotequote all
Very few, I only started to get drive other cars once I turned 25.

Baryonyx

18,225 posts

182 months

Wednesday 22nd February 2012
quotequote all
You'll be lucky to find it, most have stopped. Back when I was first getting insured, me and my brother used Quinn Direct who gave 3rd party cover on any other vehicle in the same class with the owner's permission. Since then, that clause seems to have dropped off the radar and it seems restricted to over 25's now, so I'll have it back soon enough, I hope.

As a young lad, you're really walking a minefield when it comes to insurance, I feel pretty fortunate not have been ripped off like some posters but you can't expect 'the perks' anymore!

Jimmy No Hands

5,065 posts

179 months

Wednesday 22nd February 2012
quotequote all
Yeah good luck getting it, I'm 23 and still yet to have a policy with it on.

LeeKn

Original Poster:

24 posts

169 months

Wednesday 22nd February 2012
quotequote all
insurance_jon said:
It is very rare for under 25's.

May I ask why you NEED it?
On occasions, I go to my mothers house and sometimes need to drop her off in her car to the supermarkets or something.

Shaw Tarse

31,836 posts

226 months

Wednesday 22nd February 2012
quotequote all
insurance_jon said:
It is very rare for under 25's.

May I ask why you NEED it?
His dad has just brought an Audi R8 4.2! wink

BoostMonkey

579 posts

208 months

Wednesday 22nd February 2012
quotequote all
LeeKn said:
On occasions, I go to my mothers house and sometimes need to drop her off in her car to the supermarkets or something.
Well in that case become a named driver on her policy. Job Jobbed!

Bohally

943 posts

170 months

Wednesday 22nd February 2012
quotequote all
Aviva do it from 21 I believe...

However, when I was looking at renewing my insurance last weekend Aviva was giving prices of around 1k, whereas Admiral came in at £450, the only difference being that Aviva would let me drive other cars 3rd party.

I went with Admiral, not worth an extra £550 for the rare amount of times I'd use it.

Decky_Q

1,965 posts

200 months

Wednesday 22nd February 2012
quotequote all
Yeah DOC extention for under 25's isnt offered by any UK insurers that I know of, you will need to get added to your mums policy if you really need it.

davepoth

29,395 posts

222 months

Wednesday 22nd February 2012
quotequote all
BoostMonkey said:
LeeKn said:
On occasions, I go to my mothers house and sometimes need to drop her off in her car to the supermarkets or something.
Well in that case become a named driver on her policy. Job Jobbed!
It'll be several thousand pounds less to do it that way I think.

CBR JGWRR

6,577 posts

172 months

Wednesday 22nd February 2012
quotequote all
Shaw Tarse said:
insurance_jon said:
It is very rare for under 25's.

May I ask why you NEED it?
His dad has just brought an Audi R8 4.2! wink
We had another young person wanting help with insurance earlier in the week. Audi R8.
Why would you want the V8 version, there's a V10...


Unless you are addictive of course...

See http://www.pistonheads.com/xforums/topic.asp?h=0&a...

Iain XR4i

1,703 posts

175 months

Wednesday 22nd February 2012
quotequote all
Don't forget that, even if you can get the DOC cover, it is 3rd party only so if you smash up your mum's car she will get no money from your insurer for her damage?

And that is a surefire way to make friends and influence people...

LeeKn

Original Poster:

24 posts

169 months

Wednesday 22nd February 2012
quotequote all
I wouldn't want to be a name driver because I will not be driving the car a lot. I need the drive other car cover.

Baryonyx

18,225 posts

182 months

Wednesday 22nd February 2012
quotequote all
LeeKn said:
I wouldn't want to be a name driver because I will not be driving the car a lot. I need the drive other car cover.
Thats what named drivers are for. Occasional and minimal use. You are not going to get 'drive any other vehicle' cover, as that was a recipe for lads meeting up on a friday night and swapping cars. Trouble probably arose when the Astra VXR owner stepped into his mate's E36 M3 and thought he could drive it like he did his Astra...you know the rest!

davepoth

29,395 posts

222 months

Wednesday 22nd February 2012
quotequote all
LeeKn said:
I wouldn't want to be a name driver because I will not be driving the car a lot. I need the drive other car cover.
Doesn't make any difference how much you drive it; it's cheaper to go as a named driver, and the cover will be better (i.e. fully comp if that's what your mum has, rather than 3rd party only).

TheTurbonator

2,792 posts

174 months

Wednesday 22nd February 2012
quotequote all
I'm 23 and Tesco cover me to drive other cars 3rd party as long as the owner already has their own insurance and of course if I have their permission.

LeeKn

Original Poster:

24 posts

169 months

Wednesday 22nd February 2012
quotequote all
TheTurbonator said:
I'm 23 and Tesco cover me to drive other cars 3rd party as long as the owner already has their own insurance and of course if I have their permission.
I'll try Tesco

I want to have DOC because it may come in use to me at times. Like I may want to drive my dads car to the supermarket.

CBR JGWRR

6,577 posts

172 months

Wednesday 22nd February 2012
quotequote all
doogz said:
CBR JGWRR said:
Shaw Tarse said:
insurance_jon said:
It is very rare for under 25's.

May I ask why you NEED it?
His dad has just brought an Audi R8 4.2! wink
We had another young person wanting help with insurance earlier in the week. Audi R8.
Why would you want the V8 version, there's a V10...


Unless you are addictive of course...

See http://www.pistonheads.com/xforums/topic.asp?h=0&a...
Whoosh!
What?

OP may not have seen the thread. Whoosh on you.