"You have £2,500 allocated to you...
Discussion
...due to an incident you claimed for on your insurance".
About a year and a half ago, my father in law (named driver) had the rear drivers side door of my car pushed in a bit in a supermarket car park at nothing more than maneuvering speed by an elderly gent in his car (can't remember the make).
Got the door replaced by the insurers approved garage at what seemed like massive expense. Was supplied with a hire car to minimise any disruption.
All good so far, happy with the service provided by insurance companies.
Since then, we keep getting phone calls from a variety of accident management companies telling me the other guys insurance company has set aside an amount of money accounting for any discomfort or injury suffered in the accident.
I keep telling them there was no injury, so no claim needs to be made. Especially when the price of insurance is going up and up each year, mainly because of frivolous whiplash claims and the like.
But to be perfectly honest, they are wearing me down. It seems as though the only way to get my name off the list of carrion these vultures feed on, is to claim the cash.
Do I need to stand firm in my ethical castle and repel their phone siege? Or should I grab the cash?
[Insert deity of choice] knows we could do with some at the moment.
About a year and a half ago, my father in law (named driver) had the rear drivers side door of my car pushed in a bit in a supermarket car park at nothing more than maneuvering speed by an elderly gent in his car (can't remember the make).
Got the door replaced by the insurers approved garage at what seemed like massive expense. Was supplied with a hire car to minimise any disruption.
All good so far, happy with the service provided by insurance companies.
Since then, we keep getting phone calls from a variety of accident management companies telling me the other guys insurance company has set aside an amount of money accounting for any discomfort or injury suffered in the accident.
I keep telling them there was no injury, so no claim needs to be made. Especially when the price of insurance is going up and up each year, mainly because of frivolous whiplash claims and the like.
But to be perfectly honest, they are wearing me down. It seems as though the only way to get my name off the list of carrion these vultures feed on, is to claim the cash.
Do I need to stand firm in my ethical castle and repel their phone siege? Or should I grab the cash?
[Insert deity of choice] knows we could do with some at the moment.
Not that I'd condone it (of course), but I've always wanted to get two of their numbers, ring one and tell them your mate wants to make a claim and wants to make sure he's got the process right, ring the other and ask them to explain the process. Let them speak to each other and watch the vulture tennis 
Gruffy said:
Davey S2 said:
Tell them to f**k off (literally).
ThisWho provides these companies with my details? Can I contact them direct to get my name removed?
If an insurance claim has been made following an incident - and stuff the finer details! - the personal details of those involved will probably (being political) have been sold to these, errm, people who are ringing now. (This issue was in the news a few months back, and it's lucrative.)
My wife still gets phone calls advising her to claim after her accident 2 years ago for her injuries sustained therein. Only thing is, she caused the accident
hence what I said about ignoring the finer details 
.
The other driver never claimed for injuries - or even for any work to his vehcle (he had bullbars) - and it was a nose-to-tail on an icy hill
.
Answering the phone a la 'fonejacker' ("Hallo SAH!" then repeating on a regular basis in a dubious accent, kind of thing) or just pretending to be desperately stupid then 'putting them on hold' with the handset adjacent to a loudspeaker stops the immediate call but still they ring back .
My wife still gets phone calls advising her to claim after her accident 2 years ago for her injuries sustained therein. Only thing is, she caused the accident
hence what I said about ignoring the finer details .The other driver never claimed for injuries - or even for any work to his vehcle (he had bullbars) - and it was a nose-to-tail on an icy hill
.Answering the phone a la 'fonejacker' ("Hallo SAH!" then repeating on a regular basis in a dubious accent, kind of thing) or just pretending to be desperately stupid then 'putting them on hold' with the handset adjacent to a loudspeaker stops the immediate call but still they ring back
.vladcjelli said:
Who provides these companies with my details? Can I contact them direct to get my name removed?
It's probably automated dialing. A robot calls sequential numbers and then when somebody picks up they're connected with a rep. Some companies can buy the details of claimants from insurers, but I think most are purely random and opportunist.Get your number registered on the TPS http://www.mpsonline.org.uk/tps/index.html and then they are not allowed to call you. Annoyingly, working from home means my number is a business number and apparently those are fair game.
As a last resort, I have an entry in my address book called 'Ignore' and that currently has 53 numbers in that I've collected over the past couple of years. Any low-life opportunists calling me get added to that so at least I only have to deal with them once.
i feel your pain
I had 3 no fault claims from July 2011 to january 2012
each time I have been told I must be injured and can claim ££££££££££££.££ even though the worst I had was some seatbelt marks and bruising to my arm where I had to smash the drivers door open
I am fed up wiht the constant claim claim claim claim rubbish
almost everyeone I know has said wow think of the money you can make off your accidents
July, old boy reversese at high speed in to the front of my car by selecting R by mistake
August, young kid rams me up the bum while I am stopped at lights as he had dropped his glasses
January, a silly bint in a BMW turned right at a set of lights straight in to the the drivers door of my car
all I wanted each time was the car to be fixed, Ok january was a right off but I did not even want a hire car, just pay me out and forget it
I had 3 no fault claims from July 2011 to january 2012
each time I have been told I must be injured and can claim ££££££££££££.££ even though the worst I had was some seatbelt marks and bruising to my arm where I had to smash the drivers door open
I am fed up wiht the constant claim claim claim claim rubbish
almost everyeone I know has said wow think of the money you can make off your accidents
July, old boy reversese at high speed in to the front of my car by selecting R by mistake
August, young kid rams me up the bum while I am stopped at lights as he had dropped his glasses
January, a silly bint in a BMW turned right at a set of lights straight in to the the drivers door of my car
all I wanted each time was the car to be fixed, Ok january was a right off but I did not even want a hire car, just pay me out and forget it
I used to work for a vehicle recovery company who were a police contractor, so would be dealing with accident damaged vehicles daily.
Obviously our yard phone number got into the accident management system, so we would receive these nuisance calls daily.
Getting fed up with explaining that I myself hadn't been involved in an accident, and that we only dealt with the recovery of said vehicles, I decided to have a bit of fun with the guy in an indian call centre.
Caller: Hi sir, I believe you may have been involved in a traffic accident recently?
Me: Yes, yes I have!
Caller: What happened in the accident?
Me: I was rear ended by a 44ton truck.
Caller: Was you injured in the accident?
Me: Yes, a few cuts and bruises, I was riding a bike.
Caller: Was there any passengers?
Me: Yes, I had one passenger.
Caller: Was the passenger injured?
Me: Yes, I suppose you could say that, he's dead.
Caller: After a little silence...! He's dead!?
Me: Yes, he was killed!
Caller: Oh dear, I'm sorry to hear that.
I ended the conversation at that point as I was finding it difficult to speak to him straight!
Obviously our yard phone number got into the accident management system, so we would receive these nuisance calls daily.
Getting fed up with explaining that I myself hadn't been involved in an accident, and that we only dealt with the recovery of said vehicles, I decided to have a bit of fun with the guy in an indian call centre.
Caller: Hi sir, I believe you may have been involved in a traffic accident recently?
Me: Yes, yes I have!
Caller: What happened in the accident?
Me: I was rear ended by a 44ton truck.
Caller: Was you injured in the accident?
Me: Yes, a few cuts and bruises, I was riding a bike.
Caller: Was there any passengers?
Me: Yes, I had one passenger.
Caller: Was the passenger injured?
Me: Yes, I suppose you could say that, he's dead.
Caller: After a little silence...! He's dead!?
Me: Yes, he was killed!
Caller: Oh dear, I'm sorry to hear that.
I ended the conversation at that point as I was finding it difficult to speak to him straight!
Simon O said:
I used to work for a vehicle recovery company who were a police contractor, so would be dealing with accident damaged vehicles daily.
Obviously our yard phone number got into the accident management system, so we would receive these nuisance calls daily.
Getting fed up with explaining that I myself hadn't been involved in an accident, and that we only dealt with the recovery of said vehicles, I decided to have a bit of fun with the guy in an indian call centre.
Caller: Hi sir, I believe you may have been involved in a traffic accident recently?
Me: Yes, yes I have!
Caller: What happened in the accident?
Me: I was rear ended by a 44ton truck.
Caller: Was you injured in the accident?
Me: Yes, a few cuts and bruises, I was riding a bike.
Caller: Was there any passengers?
Me: Yes, I had one passenger.
Caller: Was the passenger injured?
Me: Yes, I suppose you could say that, he's dead.
Caller: After a little silence...! He's dead!?
Me: Yes, he was killed!
Caller: Oh dear, I'm sorry to hear that.
I ended the conversation at that point as I was finding it difficult to speak to him straight!
This is the reason why these calls are somewhat.... intrusive. Unbelievable.Obviously our yard phone number got into the accident management system, so we would receive these nuisance calls daily.
Getting fed up with explaining that I myself hadn't been involved in an accident, and that we only dealt with the recovery of said vehicles, I decided to have a bit of fun with the guy in an indian call centre.
Caller: Hi sir, I believe you may have been involved in a traffic accident recently?
Me: Yes, yes I have!
Caller: What happened in the accident?
Me: I was rear ended by a 44ton truck.
Caller: Was you injured in the accident?
Me: Yes, a few cuts and bruises, I was riding a bike.
Caller: Was there any passengers?
Me: Yes, I had one passenger.
Caller: Was the passenger injured?
Me: Yes, I suppose you could say that, he's dead.
Caller: After a little silence...! He's dead!?
Me: Yes, he was killed!
Caller: Oh dear, I'm sorry to hear that.
I ended the conversation at that point as I was finding it difficult to speak to him straight!
I hope things are otherwise OK for you.
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