Another Insurance renewal wtf thread...

[AlecG]

Hmm...
I've been driving over 10 years, never claimed or had points, live in a "C" rated postcode, have access to and use 4 other cars, have a history of more valuable and more modded cars, and now drive a 325ti on coilovers worth £2750 tops. I've only got 2 years NCB as I had 4 years with a classic car policy, and the cheapest insurance quote I can get is £807. On the OH's Smart fourtwo MHD it's still over £600

WHY?! In 10 years my insurance has only ever crept up!

Is Insurance voodoo witch-craft?

I've added my dad to my policy as he drives it a bit, as does my other half, changed my job title to the cheapest option relevant to my position, and the car is parked on a driveway.

Any other tips, or should I resign myself to the fact I'm going to get bummed for insurance forever?!

Edited by AlecG on Wednesday 21st March 14:45

[A.C.E]

AlecG said:

or should I resign myself to the fact I'm going to get bummed for insurance forever?!

Edited by AlecG on Wednesday 21st March 14:45

yep!

[kambites]

Sounds like you live in a post-code that they really don't like.

Insurance premiums go up because insurance costs go up - a combination of inflation, increasing personal accident claims, busier roads, and a few other odds and ends.

[y2blade]

Mine went down by £80 for fully comp this year.

HTH

[McSam]

kambites said:

Sounds like you live in a post-code that they really don't like.

Insurance premiums go up because insurance costs go up - a combination of inflation, increasing personal accident claims, busier roads, and a few other odds and ends.

This, really.

A C-rated postcode could actually be quite a bad one, remember they are broken down more specifically than those brackets. If the Smart is costing that much for a woman to insure, I presume it is the postcode that's at fault.

[Dodsy]

Its usually cheaper to park it on the road for some reason.

My insurance went down again this year for the 3rd year in a row

[AlecG]

The Crack Fox said:

2 years NCB is hurting you, why so few if you've been driving for 10 ?

Only 2 Years NCB as I had a classic car for 4 years, and with that policy I didn't get any NCB with it!

I will see if I can find out the specifics on my postcode... The £600 was a quote for me on her Smart car! She also had a prang which was her fault within 18 months which again probably doesn't help me!

It's still rubbish! I've got it down by £67 at the moment, but I've had some very odd quotes!

[SSBB]

Don't worry, I have my trusty Magic 8-ball(R) here.

• shakes*

• waits*

"Signs point to eternal vigorous bumming"

Don't remember seeing that one before, but then, the ball hath spoken!

[AlecG]

SSBB said:

Don't worry, I have my trusty Magic 8-ball(R) here.

• shakes*

• waits*

"Signs point to eternal vigorous bumming"

Don't remember seeing that one before, but then, the ball hath spoken!

Haha!