Quick query: reasonable insurers for younger drivers
Quick query: reasonable insurers for younger drivers
Author
Discussion

P1H

Original Poster:

433 posts

168 months

Monday 26th March 2012
quotequote all
Age old question: has anyone got experience of reasonable premiums for younger drivers (21) looking at faster cars. (in this case CTR)

I've gone through the usual comparison sites, admiral group etc.

Thanks in advance.

DanDC5

19,699 posts

187 months

Monday 26th March 2012
quotequote all
Greenlight insurance, A-plan, Adrian Flux. Those should be your 3 best options to be honest.

Spantney

334 posts

175 months

Monday 26th March 2012
quotequote all
One thing I will say is it tends to help out to put older named drivers on your policy, that may help bring the cost down. When I bought my Abarth GP I was 22 with 3 years NCB. Chucked my nan as a named driver for my car (been driving forever with 5 years NCB) and it brought the cost down by about £200. Plus it means my nan can drive it too which is an added bonus smile

MissChief

7,751 posts

188 months

Monday 26th March 2012
quotequote all
I used to hear good things about Flux years ago but recently I've only heard of expensive policies with a lot of limitations or limits on mods, something they used to be great at. Have they really changed from 'niche' to 'mass market' and therefore trying to avoid the expensive younger drivers?

P1H

Original Poster:

433 posts

168 months

Monday 26th March 2012
quotequote all
I can't comment on the way Adrian Flux are going, but I can say their quote was astronomically high.

TommyBuoy

1,273 posts

187 months

Monday 26th March 2012
quotequote all
Assuming you have tried Admiral - they tend to be the cheaper of the mainstream insurers, from experience.

Sky Insurance (not the TV guys!) are a broker that have got me an amazing deal on an S2K.

As above, as long as the older people you are adding are lower risk then it will help with some, but not all, insurers.

Good Luck and keep plugging away.

ETA: Whoops, should have read your first post better!

Do you have a clean license?

sebhaque

6,534 posts

201 months

Monday 26th March 2012
quotequote all
I'm insured with Elephant for my cars (I'm 21, M3/VTEC Mini), was with Admiral last year for my VXT. They're owned by the same company, EUI (IIRC), and have been pretty reasonable for insurance. It helps to add your mum and dad to the policy as named drivers, even if they're not going anywhere near the car.

ETA: Insurance for my VX last year was £1300 fc, this year the M3 and the Mini together come to a total of about £1800 fc.

George7

1,130 posts

170 months

Monday 26th March 2012
quotequote all
Admiral always seem to come out the cheapest for me on the comparison sites (been doing lots of hypothetical quotes recently) and I'm also current with Admiral on my 1.6 Ford Focus and with both parents as named drivers, this years came out at just under £800. I'm 20 and have 1 years no claims. My first year of insurance (when I was 19, no NCB) was around £950. They're definitely worth a look.

P1H

Original Poster:

433 posts

168 months

Monday 26th March 2012
quotequote all
Thanks for all the responses, appreciated. I have decided on Admiral to be the best value, still hefty(as I don't have my own no claims bonus, only as a named driver), but I'll only be a reckless 21 year old once.