Buying a car - help with Catagory damage please
Discussion
I haven't hpi'd it yet. But it has been damaged repaired - the rear passenger door it looks like. I've looked around the car and am happy with it overall, it's only a cheap vw polo, but I've no experience of buying a Cat D (or whatever?) damaged car.
Questions:
How do I know what Cat damage it is?
Will it affect insurance substantially?
thanks. Here's a pic of the bit on the log book (point 2 being the important bit), and also it had to be inspected presumably as a result of being put back on the road - here's the letter that shows it was done. The owner then received the log book after this test was completed.
Questions:
How do I know what Cat damage it is?
Will it affect insurance substantially?
thanks. Here's a pic of the bit on the log book (point 2 being the important bit), and also it had to be inspected presumably as a result of being put back on the road - here's the letter that shows it was done. The owner then received the log book after this test was completed.
ok done a bit of reading now 
and it is cat C 'Cat C: Vehicles of this category are vehicles which the retail repair costs were over the cost of the pre accident value .They will need a VIC test carried out on them, this is done at the local DVLA testing station and would cost around £26.50'.
Question: Does anyone have any experience of whether this raises the cost of insurance, or does it not make much difference really? (in real life, not theoretically)
and it is cat C 'Cat C: Vehicles of this category are vehicles which the retail repair costs were over the cost of the pre accident value .They will need a VIC test carried out on them, this is done at the local DVLA testing station and would cost around £26.50'. Question: Does anyone have any experience of whether this raises the cost of insurance, or does it not make much difference really? (in real life, not theoretically)
I drove a cat C Nissan Primera. My insurance company didn't care at all, so it didn't affect my insurance, but you should check exclusions or conditions, as some don't like write offs, swift cover for instance.
I don't think I'd buy another Cat C write off (the last one was cheap as). You never know what's lurking.
I don't think I'd buy another Cat C write off (the last one was cheap as). You never know what's lurking.
Given that I've never seen a box to tick saying 'has this car been written off' and I've just run a quote on a car I know to have been cat c repaired in the past, it came out at exactly the price I would expect. Hope that helps
Also assuming it's been back on the road and MOT'd with no major advisories since 09, then I wouldn't have any qualms about buying it, assuming HPI and inspection show up no nasty surprises.
Also assuming it's been back on the road and MOT'd with no major advisories since 09, then I wouldn't have any qualms about buying it, assuming HPI and inspection show up no nasty surprises.
crofty1984 said:
Can you tell when it was written off? It takes a lot less damage to write off a £1,500 car than a £15,000 car.
yeah late 2008 when it would've only been worth probably 1500 and the door, B pillar & (slightly) rear quarter panel got a bit mangled, but other than that ok. eg front door; floor; boot; sill; etc all original not repaired. Gassing Station | General Gassing | Top of Page | What's New | My Stuff