19 Year old, Mini Cooper D, Insurance?
Discussion
Try Adrian flux, they have an underwriter who specialises in minis and of course you get PH discount.
I'm 22 driving a cooper and the costs are reasonable, I asked specifically for 3rd party cover on other vehicles though, which has boosted the price of my policy somewhat, but it is useful.
I'm 22 driving a cooper and the costs are reasonable, I asked specifically for 3rd party cover on other vehicles though, which has boosted the price of my policy somewhat, but it is useful.
Edited by jackh707 on Monday 21st May 18:23
eybic said:
Have you bought the car? It's insurance group 18E so you will struggle to get a reasonable price. Have you considered a One D? Still quite torquey and you can take the One badge off it. The One D is group 13E so will be a lot cheaper.
you do know it is out of 50 now. the insurance group is pretty low, old system around 5 , i would say besides getting a matiz that is as low as it gets..Loads of wierd things may get your quote lower.
Try
Adding parents,
Parking on road instead of driveway,
Limiting mileage to the bare minimum,
Increase excess,
Try business use instead of just social, domestic, commuting,
Unfortunately it will cost you an arm and leg. As others have mentioned, i fiound the admiral group cheapest when i was younger, but worth sticking in moneysupermarket as they are independent. Comparethemeerkat is part of the admiral group, so may also be of assistance......
Mike
Try
Adding parents,
Parking on road instead of driveway,
Limiting mileage to the bare minimum,
Increase excess,
Try business use instead of just social, domestic, commuting,
Unfortunately it will cost you an arm and leg. As others have mentioned, i fiound the admiral group cheapest when i was younger, but worth sticking in moneysupermarket as they are independent. Comparethemeerkat is part of the admiral group, so may also be of assistance......
Mike
billybob69 said:
you do know it is out of 50 now. the insurance group is pretty low, old system around 5 , i would say besides getting a matiz that is as low as it gets..
I know it's out of 50 but with quotes of £3k a group 8 car like a One petrol would be a lot cheaper, that was the point I was making.eybic said:
I know it's out of 50 but with quotes of £3k a group 8 car like a One petrol would be a lot cheaper, that was the point I was making.
from what folk are saying these days it's very difficult for someone under 21 to get insurance for a sensible amount of money for any car, let alone a nice one. I thought £500 extra to put me on my Mum's insurance when I was learning was ridiculous 12 years ago, don't want to think what that number would be nowadays!fatpasty said:
I'm 24 and have two Mini's insured with Flux.
R53 Cooper s @ £550
Rover mini Cooper SPI @ 250
Decent at my age. They include Breakdown as well.
How come yours is so cheap for the R53!? Did you pay in one go or have anyone else on policy? Im nearly 27 with 8 years protected no claims and it costs me £780.00. parked on driveway, 12,00 miles a year, insured for business with flux direct.R53 Cooper s @ £550
Rover mini Cooper SPI @ 250
Decent at my age. They include Breakdown as well.
si_xsi said:
How come yours is so cheap for the R53!? Did you pay in one go or have anyone else on policy? Im nearly 27 with 8 years protected no claims and it costs me £780.00. parked on driveway, 12,00 miles a year, insured for business with flux direct.
Paid in full. I got big discount for mileage. I'm limited to 3000mpa. I don't do a lot of miles big my daily driver is a vespa! 
Last year my mate paid £880 at 20 to insure a 2005 R50 Cooper, no ncb, 2yrs of license, he wrote that off in 10 days and now pays £980 for a 2007 R56 Cooper, don't know how much it'd be now he's 21...
Sorry, didn't finish my post. Admiral/Elephant/Bell. £350 Voluntary Excess or more if you can stomach it, claimless parents on policy as named drivers.
As of next week mine will be £500 on an 09 207 Sport 1.4VTi (same 95bhp engine as in pre-facelift R56 One models), 2yrs NCB, Mum as Named Driver, £250 Excess, aged 21 by comparison.
Sorry, didn't finish my post. Admiral/Elephant/Bell. £350 Voluntary Excess or more if you can stomach it, claimless parents on policy as named drivers.
As of next week mine will be £500 on an 09 207 Sport 1.4VTi (same 95bhp engine as in pre-facelift R56 One models), 2yrs NCB, Mum as Named Driver, £250 Excess, aged 21 by comparison.
Edited by Waugh-terfall on Thursday 31st May 01:15
Gassing Station | New MINIs | Top of Page | What's New | My Stuff