Liverpool leads whiplash claims
Scousers most likely to claim for whiplash according to Government figures
The latest figures from the Department of Work and Pensions reveal that in the year to the end of March 2011, claims made in the city totalled 18,500, or 22 per 1,000 residents. Silver medal in the claim shame stakes went to Uxbridge, West London with 21 per 1,000 residents with Oldham, Manchester next with 20 per 1,000.
Of the 10 cities with the least claims, nine were in Scotland. That can be explained by the fact that Scotland clamps down much harder on referral fees, the bizarre and highly controversial system by which insurers encourage speculative claims by selling on details of crash claimants to personal injury companies. "I don't believe people in Scotland have significantly stronger necks," Dominic Clayden, claims director at Aviva, told the Financial Times.
According to the AA, whiplash claims add an extra £90 to every single insurance premium. Last year insurers paid out £2 billion to settle just over half a million claims. A survey of doctors last year estimates around a quarter are bogus.
The problem is that it's too easy to fool the doctor. "You're unlikely to see any evidence because, if it's there, it's all in the soft tissue," said Richard Cuerden, technical director for vehicle safety at the Transport Research Laboratory.
Evidence of how ridiculous the situation has got can been seen on the thread started by PHer Greengecko, who's currently mired in a £7,000 claim after someone crashed into his - get this - wing mirror. "How can whiplash occur if [that was] the only impact?" he asks, reasonably enough.
He's taken a nice picture showing the tiny scratch that occurred. Read it and despair for the state of the British insurance industry that allows this happen.
ts.I'm going to blame the system that has allowed this sort of thing to become common place.
It's a profit generating industry where, in most cases, the innocent pay.
That's why I think we should all protect ourselves and our assets and install CCTV in our vehicles.
This situation needs to end now!
I think he might have a legit claim.
Joke aside the claim culture in this country is getting beyond a joke.
I had an argument with a mate who stepped out infront of a taxi all beit at a very slow speed and his footwas pulled under the wheel as his jeans caught the bumper.
Luckily no damage just a bit of bruising but he is persuing a claim.
YOU walked infront of the car - How is this not your fault.
I was once involved in a rear-ending accident in Liverpool. Another vehicle went into the back of me, ironically right in front of some police officers (the other guy was gawping at an Ariel Atom coming the other way and didn't brake in time).
There was absolutely no damage to my car, I didn't feel a thing and the police officers merely shrugged it all off.
Within a few days, I received a couple of phone calls encouraging me to claim whiplash compensation. I knew something was dodgy when they thought I was in a totally different car. Ever since, I've had phone calls on a semi-regular basis telling me that I could claim £thousands because of 'my accident'. Bear in mind this happened back in 2007.
I should at this point explain that the other vehicle in question was a 50cc Sukida moped. I've been more grievously damaged by bluebottles.
The last one said 'I know you said there were no injuries in your original claim form but I've got £1800 sitting here for you for any minor complaints you may have'
I told him there were no injuries and he said 'I'm not calling about injuries, I'm calling abount minor complaints which can occur some time after the incident'
Makes me sick, I did write a lot more about how I feel about this but I had to delete it.........
I told the story to a guy in the gym (who seemed an ok guy) who said I was stupid for not claiming, I called him a stupid
for thinking like that and now we understand each other much better. An idea - why don't councils put signs up in the places where whiplash has most commonly occurred such as 'Whiplash Zone - Take care when driving'
What do people think?
I witnessed (from my bedroom window) a car hitting a stationary car in my street a few months ago. Since then i've received about 12 calls regarding making a claim for my personal injury! Those selling it on know I wasnit physically involved, they are so greedy for their comm that it doesnt matter. Very annoying. Thankfully I only gave my mobile number.
I'd say the majority of people are actually for claiming. When my parked car was hit, the guy loading up my car told me to say I was in the car and not in bed. I don't think he was joking 
The amount of genuine decent people who are of the opionion, "you may as well claim, I would" after minor bumps is astounding.
I read somewhere that there was talk of having an arbitrary minimum speed below which whiplash could not clinically occur, and therefore you were not entitled to make a claim, something like 20mph, so that would at least stop all the little 'bumps' from claiming
I read somewhere that there was talk of having an arbitrary minimum speed below which whiplash could not clinically occur, and therefore you were not entitled to make a claim, something like 20mph, so that would at least stop all the little 'bumps' from claiming
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