This will make you laugh.. my insurance quotes
This will make you laugh.. my insurance quotes
Author
Discussion

VTECBOY

Original Poster:

352 posts

168 months

Monday 4th June 2012
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Hello everyone,

Just thought i would post this up and show you the prices that gocompare.com have given me for insurance. I find the first one very good!

I am also thiking about doing the pass plus scheme? Is it worth it? Tell me how you got on?


zeduffman

4,300 posts

175 months

Monday 4th June 2012
quotequote all
VTECBOY said:
I am also thiking about doing the pass plus scheme? Is it worth it?
In money terms, no. You save less on your car insurance than you spend on the 6 hours tuition.

anonymous-user

78 months

Monday 4th June 2012
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What exactly are you expecting people to say? You've got a quote of £1,300 for a beetle, jump on that. I'd get more expensive quotes and I'm approaching 21 with 2 year NCB, no points, no claims and 3 years experience of driving high performance cars. I'm struggling to find any sympathy whatsoever.

Insurance is expensive. Either pay it or get the bus.

Dan_1981

17,979 posts

223 months

Monday 4th June 2012
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That beetle quote looks pretty good I'd have thunk?

xreyuk

665 posts

169 months

Monday 4th June 2012
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What are you moaning about? The cheapest I got this year aged 21 was £1740 on a 1.2L corsa. Over 65% of the insurers didn't offer a quote and Asda quoted £21000.

I wouldnt even get insured on anything around 2L nevermind a fking land rover.

And I'm 21

TheTurbonator

2,792 posts

175 months

Monday 4th June 2012
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It is daft paying that much for a 1.0L Micra but the Beetle quote is actually very reasonable.

VTECBOY

Original Poster:

352 posts

168 months

Monday 4th June 2012
quotequote all
doogz said:
What's he moaning about?

I don't think he's moaning.

Some grumpy fkers on here today!

OP, unlucky. I passed less than ten years ago, and my first years insurance cost less than £750. I've paid more since, but through choice, by wanting fast cars.
You are correct smile i was just showing you and yea the beetle insurance is pretty good but i just tried to get insured on it again and this is what i got...



Mr Corsa... Im not being horrible but Your moaning about your insurance but you drive a boy racer car?

gamefreaks

2,053 posts

211 months

Monday 4th June 2012
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Not surprising so many don't bother! (Not that I am suggesting that is ok!)

Have you tried TPFT and Fully Comp? Sometimes this the quote is lower than TPO cover.

Nedzilla

2,439 posts

198 months

Monday 4th June 2012
quotequote all
My GT-R costs me £700!! hehebiglaughlaugh





Sorry,couldn't help it.









A.J.M

8,322 posts

210 months

Monday 4th June 2012
quotequote all
Ouch, those do seem steep for what type of car you are trying.
You have played about with putting parents on/off the policy and driveway/garage/street parking as they can sometimes throw up some interesting results.

Oh and to the grumpy people, lighten up! He's not moaning, just showing what prices are for a first time driver on cheap low powered cars.

Have you tried a series landrover or early 90/110? They might be cheap to insure? Slow yes, but will teach you all you need to know on car maintenance etc. You may need to think a bit out the box from the usual clio's and corsa's to get a good quote.

It does get cheaper with age, although i never went into the performance car's, i went into 4x4s and i've never had a policy over £530 FC even with a less than perfect record.

VTECBOY

Original Poster:

352 posts

168 months

Monday 4th June 2012
quotequote all
£2748 for the VW Fully Comp.

I wish a GT-R would only cost me £700 haha, dream car smile but then again the beetle is free tax and i dont think it will cost an arm and a leg to service :P

Nedzilla

2,439 posts

198 months

Monday 4th June 2012
quotequote all
VTECBOY said:
I wish a GT-R would only cost me £700 haha, dream car smile but then again the beetle is free tax and i dont think it will cost an arm and a leg to service :P
We've all been there mate,although it wasn't quite that bad when I was your age......bad enough though.

EDLT

15,421 posts

230 months

Monday 4th June 2012
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zeduffman said:
VTECBOY said:
I am also thiking about doing the pass plus scheme? Is it worth it?
In money terms, no. You save less on your car insurance than you spend on the 6 hours tuition.
I saved quite a lot more on insurance than I spent on my pass plus.

Jasandjules

72,021 posts

253 months

Monday 4th June 2012
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Strange that there are so many who drive without insurance isn't it........

anonymous-user

78 months

Monday 4th June 2012
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This is going back about 6 years, did a pass plus for £100 after test.

Saved 25% off first year insurance which equated to about £400.


Gwagon111

4,422 posts

185 months

Monday 4th June 2012
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Don't go third party only. Try getting quotes for comprehensive cover, daft as it may seem, you may get better quotes on comprehensive insurance.

VTECBOY

Original Poster:

352 posts

168 months

Monday 4th June 2012
quotequote all
Im using LV just now to compare prices and they are saying 1.9 2.4k for insurance on the beetle, micra and a corsa b. When you say go on your mum and dads insurance.

Do i start off by entering a parents details then add me on to it?

fully comp ads about £500 to the insurance on LV. When i enter my details i put TP only 3k miles a year and £500 excess.

Mastodon2

14,181 posts

189 months

Monday 4th June 2012
quotequote all
zeduffman said:
In money terms, no. You save less on your car insurance than you spend on the 6 hours tuition.
Funny, I saved money by doing pass plus before getting my insurance.

SWE6SPEED

74 posts

167 months

Monday 4th June 2012
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last year I paid £2200 to drive my Dads Izuz bighorn 95' 3.1TD big and slow but well equiped and comfy.
They tried to auto renewel it for £4500!


Just purchased a Volvo S60 2.4T insured for £2200.

People are right in saying thinking out of the box is the right way to go,
I tried a Ford Carpi/Escort mk2 and they came out at like £800 a year!

And I'd rather have one of them over a corsa anyday

GingerWizard

4,721 posts

222 months

Monday 4th June 2012
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well i'm paying £96.00 on a classic 850 mini. Per year.

It looks like a fiat panda 850 for you!