insurance courtesy car

[Nuttah]

Some bint wrote off my s4 last week, and i have been given a 4dr 1.2 corsa and told it may take around 3 months before im payed out, 3 months with this poxy 1.2 corsa? Without sounding like an ungrateful why should i be put out due to somebody eles's negligence? fair enough it it was my fault but its not, why can't they give me something decent and charge her insurance for it?

[Crusoe]

Get annie's dad on here or a similar insurance accident assistance person, get a replacement similar to your own car and charge them for everything.

[TheTurbonator]

Nuttah said:

why can't they give me something decent and charge her insurance for it?

[PetrolDriver]

You have a point but at the same time if everyone demanded a like for like replacement then insurance would be even worse than it is now. 3 months S4 rental isn't cheap!

Think of it as you doing yourself and the rest of us a favour as well as a few months of cheap motoring. Stick the petrol savings in a pot and buy yourself a nice present when you get your car back. Or treat it to a full detail.

Just an idea, I have been known to talk a load of rubbish.

[sinizter]

PetrolDriver said:

You have a point but at the same time if everyone demanded a like for like replacement then insurance would be even worse than it is now. 3 months S4 rental isn't cheap!

Think of it as you doing yourself and the rest of us a favour as well as a few months of cheap motoring. Stick the petrol savings in a pot and buy yourself a nice present when you get your car back. Or treat it to a full detail.

Just an idea, I have been known to talk a load of rubbish.

I wouldn't accept a Corsa if any of my cars were written off. It would just be completely unsuitable for my use - however cheap the motoring may be.

I would accept a poverty spec car with the smallest engine of the similar size model as mine, but not smaller. Even so, putting up with it for 3 months or more might be outside my limits.

[Zippee]

PetrolDriver said:

You have a point but at the same time if everyone demanded a like for like replacement then insurance would be even worse than it is now. 3 months S4 rental isn't cheap!

Think of it as you doing yourself and the rest of us a favour as well as a few months of cheap motoring. Stick the petrol savings in a pot and buy yourself a nice present when you get your car back. Or treat it to a full detail.

Just an idea, I have been known to talk a load of rubbish.

On the other hand the OP has paid a lot of money to own his S4 and presumably derives a lot of pleasure from it. Why should he suffer for something thats not his fault? If it was then yes, he'd have to lump it with a corsa etc but as its not and also it's not likely to be just a few days inconvenience is it?

OP - if you are claiming through the 3rd parties insurance you can request a like for like courtesy car.

[Monty Python]

If it's a no-fault claim then you have grounds to ask for a similar car. When my BMW was rear-ended, I was initially offered a 1-litre box but when I "complained" I ended up with a Saab 9-3.

[Prof Beard]

Years back, I had minor shunt in my MG Maestro 2.0i - the insurances company's idea of a similar vehicle was a Maestro Clubman Diesel (Sherpa van engine)... Only had it for a week though, but truly vile

[jay140285]

As said, you can ask for a similar car in size to yours.

You wont get an S4 or other powerful variant but a Audi diesel for 3months I guess you could live with.

The only time I had a problem with this is when its a 4x4 as you will really struggle to get a like for like vehicle then.

[xRIEx]

I had a 1.2 Corsa when I crashed - it really was a hateful POS. This accident was my fault so I accepted it as my punishment for being a bad driver, but if I had a non-fault claim I would definitely be asking for something more representative of my own car.

[lunaunderscores]

I had a chevrolet spark for 3 months while mine was being repaired.....