Home insurance with good bike cover

[Rouleur]

It's renewal time and I want to shop around for the best price, so I wondered if anyone has found an insurer which offers reasonable premium suppliments for covering valuable bikes. I've been with Sainsbury's for a few years and their premiums are good but once you start to add £2000+ bikes it gets pricey.

AIUI insuring bikes separately is very expensive so I'd rather do it this way.

[anonymous-user]

LV have been good for me. £800 bike is around £10 a year on my House insurance. I have claimed for bike theft 3 times in last 10 years and they always pay up straight away. No silly smallprint..

[Rouleur]

Thanks, I'll have a look at them.

[cjs]

I'm with the Prudential. Optional bike cover for up to £1k, then I pay for £2.5k specified bike, total adds about £30 a year.

[Sandy0728]

M&S - job done.

We went with them after a friend had to claim on his policy and they replaced his custom build MTB with no quibbles.

We've had to claim once on our policy & they were great. Swift replacement through their nominated party. We paid a few hundred quid extra on top to get the next model up.

I think the max bike value is £2.5k - but could be wrong.

They are not the cheapest now for us but due to our past experience of bike thefts we're sticking with them for peace of mind.

Sandy.

[billzeebub]

I'm with Nat West. Recently had both bikes stolen and very impressed with their efficiency and no quibble attitude

[Fluffsri]

billzeebub said:

I'm with Nat West. Recently had both bikes stolen and very impressed with their efficiency and no quibble attitude

Im covered through my military kit insurance but the guys I work with who dont have that use the M&S policey. I looked into cancelling mine and use the NatWest ins but they only cover £1000 per bike.

[Rouleur]

Thanks again chaps