My current ambulance chasing experience
My current ambulance chasing experience
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funkyrobot

Original Poster:

18,789 posts

245 months

Tuesday 19th June 2012
quotequote all
I received a call last night from an accident claim management company. They have somehow got hold of the details of a non fault accident I had in January 2010. They were calling me as i'm entitled to 'three to five thousand pounds in compensation'.

This isn't the first time that a company like this has been in touch with me, but the chap at this company was much more persuasive than normal. So, I thought I'd listen to what he has to say.

I confirmed the details of how the crash happened, but didn't confirm any personal details, the registration of the vehicles involved, or the location. After this the chap went on to ask if I was injured. I said I wasn't. He asked me if I was sure. Again I said I wasn't. Not content with this, he said that I must have been and told me what to do next.

Apparently, once I have given personal details a solicitor will be sent out and they will have a chat with me. All I need to do is tell the solicitor that I had back ache after the accident for 5 months. I informed the chap that I didn't and I didn't go to the doctors. He said that this doesn't matter, just me saying it was so is enough. He said it was a form of self certification.

So that's it. Make up a little fib and I'll be on the road to multiple thousands of pounds in compensation. This would be most useful for my house deposit smile

Unfortunately, I'm not the sort of person who has a lack of morals and would pursue this fib. So, I'm wondering what to do next. I'm also intrigued as to what sort of information I can get from the parasites about how they work.

Where do I go next with this? The moment I confirm personal details will be the moment I can get into trouble I think. If I got a solicitor sent out, but gave the address of the local travellers site, would this get me into trouble? As mentioned above, this would be interesting, but would it be classed as being very, very naughty? Could I get some grief for this?

Do I keep changing the details slightly everytime they call, or make out i'm a really forgetful person and get them to remind me everytime? Do I make out I'm related to them and I think the person calling is my uncle, then keep ringing them back?

I just thought I'd post this on here as an insight into the way these companies work, and as an idea. If I really could be bothered, it could be fun smile

Please note. The above actions are only ideas. If it really isn't worth it, I won't bother. I just seem to have a very keen claims company on the phone a lot at the moment. They have text me too!

Just to add - I had another phone call from the chap about an hour ago. He has now told me his name, the company he works for and where my compensation claim will come from; the MIB pool. Everyone on here who pays for their car insurance (including myself) would be contributing to my claim. What a nice thought that is smile

Edited by funkyrobot on Tuesday 19th June 11:18

StottyZr

6,860 posts

180 months

Tuesday 19th June 2012
quotequote all
Probably not worth any practical jokes but it leaves me dumbfounded. Isn't there anybody to refer this clear case of fraud to? By recording the phone coversation and passing it onto the police.

Captain Muppet

8,540 posts

282 months

Tuesday 19th June 2012
quotequote all
funkyrobot said:
I'm not the sort of person who has a lack of morals and would pursue this fib.
Congratulations. I'm very glad their are people like you (and I'd like to think me too) still around, it makes me much happier.

This is the only entirely sarcasm free post I've made in months. People don't get praised enough for being decent.

tintopracer

139 posts

184 months

Tuesday 19th June 2012
quotequote all
You could ask them for their licence number as these claims companies are regulated by the Ministry of Justice and then report them for trying to get you to falsify a claim.


gambisk

184 posts

182 months

Tuesday 19th June 2012
quotequote all
The Crack Fox said:
I f*cking hate these parasites, any plans for wasting their time should be applauded, someone I know wink had a lot of fun doing something similar here is how they did it.
Brilliant I remember there were people a few years ago doing this with the nigerian prince emails. People were getting the scammers to book plane tickets and take pictures of them in a random places, some of them where very funny

ManOpener

12,467 posts

186 months

Tuesday 19th June 2012
quotequote all
tintopracer said:
You could ask them for their licence number as these claims companies are regulated by the Ministry of Justice and then report them for trying to get you to falsify a claim.
This about covers it. Did you record the name of the company and the individual you spoke to? I'm pretty sure that they have to be licensed by an authority of some kind.

funkyrobot

Original Poster:

18,789 posts

245 months

Tuesday 19th June 2012
quotequote all
ManOpener said:
This about covers it. Did you record the name of the company and the individual you spoke to? I'm pretty sure that they have to be licensed by an authority of some kind.
Yes. I have the name of the company, the name of the person who called me and their phone number. May be worth an inquiry then. smile

LuS1fer

42,755 posts

262 months

Tuesday 19th June 2012
quotequote all
Record it and take it to the Police.

falkster

4,258 posts

220 months

Tuesday 19th June 2012
quotequote all
LuS1fer said:
Record it and take it to the Police.
That's got to be the best course of action?? These companies are making millions from fraud 'were you hurt?' 'well it bruised my ego a little!' 'got to be worth £10k then'

BoRED S2upid

20,794 posts

257 months

Tuesday 19th June 2012
quotequote all
tintopracer said:
regulated by the Ministry of Justice
This. And post back what they do.

XDA

2,153 posts

202 months

Tuesday 19th June 2012
quotequote all
LuS1fer said:
Record it and take it to the Police.
They'll not be interested. Will probably say its a "civil" matter...

funkyrobot

Original Poster:

18,789 posts

245 months

Friday 6th July 2012
quotequote all
Quick update.

I'm going to try and record the next conversation I have with one of these companies.

I received a call off 'Courtesy Claims' (or something similar) last night. The phone number seemed similar to the last company, and they were based in Greater Manchester, just like the last company I spoke to.

During the conversation, I made a point of asking very specific questions. The outcome was that all I have to do is say I was traumatized by the accident and my neck and back hurt for three months. Even though it didn't happen.

I asked if it would be ok saying it hurt, even though it didn't, and I was told this would be fine. Apparently I'm now in line for £5000.

Next step is to record a conversation tomorrow (hopefully) whilst the chap mentions the company name, their licence number and re-iterates the fact that I can make a bogus claim. Then it's off to the ministry of justice. smile

timbob

2,182 posts

269 months

Friday 6th July 2012
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Good on you OP, keep us updated - id be very interested to find out the end result should you make it that far smile

dave stew

1,502 posts

184 months

Friday 6th July 2012
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This is why our insurance premiums keep going up! I hate this claim culture too. I had an accident a few years ago in a brand new Mondeo where it was rammed from behind. If the car hadn't been brand new they would have written it off. Sure enough, a few work colleagues told me "to wear a neck brace and claim a few quid". I didn't. And I didn't.

Bet that cheating Jimmy Carr would, mind!

funkyrobot

Original Poster:

18,789 posts

245 months

Monday 9th July 2012
quotequote all
I've just recorded a 7 minute conversation with the chap from the claims company. I sound a bit nervous but I think I have them. I got him to say what I wanted and when I told him that I would be reporting them he didn't really sound too bothered.

Anyway, I have a sound file so I'll look at trying to get it hosted somewhere now. Then i'll be calling the ministry of justice smile

Only brief update as on iPod. Sorry!

TheEnd

15,370 posts

205 months

Monday 9th July 2012
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Get it up on youtube, Daily Mail tomorrow...

funkyrobot

Original Poster:

18,789 posts

245 months

Monday 9th July 2012
quotequote all
Will try to get it uploaded tomorrow. I'll see what people think before going any further smile

redstu

2,287 posts

256 months

Monday 9th July 2012
quotequote all
Well done, it would be nice to think that your effort will change something for the better.

Paul O

3,007 posts

200 months

Monday 9th July 2012
quotequote all
Unfortunately I can't see this making any difference, even if it made the front page of the mirror and the 6 o'clock news, the statement from the company would simply be "we are an upstanding model of corporate perfection and utterly despise what this individual has done. It is not how they are trained and the individual has been dealt with". All over within 24hrs and no one cares any more.

Meanwhile at the office, the jobs-worth's team leader wanders over and says"you got caught out, be careful next time. Good sales figured this month though, by the way."

And we will continue to get the calls and the endless endless compensation text messages. frown

funkyrobot

Original Poster:

18,789 posts

245 months

Monday 9th July 2012
quotequote all
I don't think it will change much either. However, at least I know I have morals.

Expensive things these morals smile