Preserving NCB

[blugnu]

Is there any way one can preserve an insurance no claims bonus?

We had two cars until earlier this year - we only need one really but in the winter we might go back to two for a short while to make things easier.

The o/h has 8 years no claims, and I have 13 or thereabouts.

Is there any way we can both preserve these? Obviously we are both named drivers on the one car, but if it's more than 12 months since one of us had insurance in our own name, do we have to start again with zero NCB?

Cheers.

[mnkiboy]

As far as i'm aware NCB is valid for two years. We alternate who insures the car each year. One year i'll insure, the next she insures it. Therefore we both keep our NCB alive.

[ZOLLAR]

mnkiboy said:

As far as i'm aware NCB is valid for two years. We alternate who insures the car each year. One year i'll insure, the next she insures it. Therefore we both keep our NCB alive.

This advice is spot on ^^

[stewjohnst]

NCB will normally sit idle and valid for 2 years.

A few years ago, Privilege let me restart my insurance minus 1 year from my 5 years NCB as it was over 2 years but just under 3 years since I'd been with them (had a company car in the meantime).

Alternating insurance as previous poster would keep both alive but wouldn't keep both ticking up.

I have a company car at minute but for the last couple of years have had an old shogun on my drive that has been insured and is increasing my NCB - the fact it has no working engine and never moves is neither here nor there. OIf course, there is an insurance cost to this though.