I am not allowed to leave the RAC!
I am not allowed to leave the RAC!
Author
Discussion

rangie999

Original Poster:

229 posts

200 months

Tuesday 11th September 2012
quotequote all
Have been checking out some things on my accounts and realise I have been a member since 1999. However as I have never required their service and I renewed recently at over £100.00 I decided to give them a call to cancel my membership and claim a refund on unused cover....reasonable or so I thought.
Turns out after speaking to several very bored (one yawned) phone answerers I am unable to leave until the next renewal. They dont do refunds, its not their policy to do that according to the twit I ended up with. They have a complaints procedure but its by post...they dont talk on the phone?!
So if you are thinking about he RAC, think long and hard. I suspect the small print has some other equally erksome paragraphs!

Rawwr

22,722 posts

261 months

Tuesday 11th September 2012
quotequote all
I'm surprised you're surprised.

Dr Interceptor

8,182 posts

223 months

Tuesday 11th September 2012
quotequote all
Page 18 - Your right to cancel - http://rac.co.uk/pdfs/breakdown/uk-breakdown-terms...

No refunds made on cancellations more than 14 days after the policy starts.

StottyZr

6,860 posts

190 months

Tuesday 11th September 2012
quotequote all
Rawwr said:
I'm surprised you're surprised.
Why? I would have expected it to work like insurance. £100, cancel within 1month get £87.50-admin fee back kind of thing.

y2blade

56,307 posts

242 months

Tuesday 11th September 2012
quotequote all
doogz said:
It's hardly their fault you didn't read the contract before signing up. If that's their policy, and you agreed to it, I don't really see what the problem is?
This^^^^

rangie999

Original Poster:

229 posts

200 months

Tuesday 11th September 2012
quotequote all
I am not that suprised that I was caught out by the small print, it was a long time ago and like many I didnt read it very well. Just suprised by the poor attitude when I phone to cancel and make a reasonable request! The yawning was a very good sign of there attitude to customers!

R11ysf

1,967 posts

209 months

Tuesday 11th September 2012
quotequote all
When you take out a phone contract do you expect to be able to cancel after 3 months? Rather like the other poster I'm surprised that you're surprised. It isn't like insurance, it is a year long service you signed up for. How would they be able to successfully plan a business if people could pull out as and when they wanted? The people who pulled out would usually be the people who have just used your service to the full, i.e. broken down with an unrepairable car and been recovered, and then after an expensive recovery (probably more than the cost of their subscription) they saunter off and want a refund!


rangie999

Original Poster:

229 posts

200 months

Tuesday 11th September 2012
quotequote all
Dr Interceptor

919 posts

57 months
[report] [news] 10:23
Page 18 - Your right to cancel - http://rac.co.uk/pdfs/breakdown/uk-breakdown-terms...

No refunds made on cancellations more than 14 days after the policy starts.

That was quick, you know that document inside out?

STW2010

5,915 posts

189 months

Tuesday 11th September 2012
quotequote all
rangie999 said:
Dr Interceptor

919 posts

57 months
[report] [news] 10:23
Page 18 - Your right to cancel - http://rac.co.uk/pdfs/breakdown/uk-breakdown-terms...

No refunds made on cancellations more than 14 days after the policy starts.

That was quick, you know that document inside out?
You do know how to search documents don't you?

rangie999

Original Poster:

229 posts

200 months

Tuesday 11th September 2012
quotequote all
Clearly not!

Ozzie Osmond

21,189 posts

273 months

Tuesday 11th September 2012
quotequote all
It would make no sense for them to do refunds. Otherwise muppets would buy cover, go on a 3 week driving holiday and cancel upon their return....

selwonk

2,143 posts

252 months

Tuesday 11th September 2012
quotequote all
Ozzie Osmond said:
It would make no sense for them to do refunds. Otherwise muppets would buy cover, go on a 3 week driving holiday and cancel upon their return....
Exactly.

Chrisw666

22,655 posts

226 months

Tuesday 11th September 2012
quotequote all
I knew the 14 day rule, I haven't read the contract in detail (Just to make sure an age restriction doesn't apply) but it's made very clear when you join them anyway.


R12HCO

826 posts

186 months

Tuesday 11th September 2012
quotequote all
selwonk said:
Ozzie Osmond said:
It would make no sense for them to do refunds. Otherwise muppets would buy cover, go on a 3 week driving holiday and cancel upon their return....
Exactly.
It should work on a Pro Rata basis.

nottyash

4,671 posts

222 months

Tuesday 11th September 2012
quotequote all
The OP is the reason why these are so expensive, and put up renewal prices.

Zigster

1,988 posts

171 months

Tuesday 11th September 2012
quotequote all
I found this out a year ago. My dad died about 2 weeks after automatically renewing his RAC membership. When dealing with his estate (assets not car smile ), I called the RAC to cancel and they said no refunds. I thought it was a bit harsh - my dad had died and he wasn't doing it to fiddle the system! But, as others have said, it is in the small print (which we all read of course) just like when Orange increased the monthly subscription on my contract last year ...

I've come across it again this week as we've recently bought a couple of new cars and they come with breakdown cover for the first three years. I understood RAC wouldn't pay a refund for the unused cover but I was surprised that they wouldn't actually let me cancel now. I have to wait until my renewal in February - and my renewal is a recurring payment on a credit card. I've put it in my diary to call them again in January to make it clear I'm not renewing, which is a little inconvenient/easy to forget and hardly endearing them to me for when the breakdown cover on my new cars expires in a few years' time.

Small print is a bh but it's a pretty small cost in the scheme of things.

rangie999

Original Poster:

229 posts

200 months

Tuesday 11th September 2012
quotequote all
My point is that the small print is what it is however as I havnt called them out in 12 years you would have thought they might have taken a view?
Also I did mine on a card and have the same problem in that I have to cancel next August!

EDLT

15,421 posts

233 months

Tuesday 11th September 2012
quotequote all
R12HCO said:
selwonk said:
Ozzie Osmond said:
It would make no sense for them to do refunds. Otherwise muppets would buy cover, go on a 3 week driving holiday and cancel upon their return....
Exactly.
It should work on a Pro Rata basis.
Then people would only buy cover when they needed it, it wouldn't work.

Rawwr

22,722 posts

261 months

Tuesday 11th September 2012
quotequote all
StottyZr said:
Why?
If he's able to read a forum, I'm sure he's able to read a contract.

Bill

58,190 posts

282 months

Tuesday 11th September 2012
quotequote all
rangie999 said:
My point is that the small print is what it is however as I havnt called them out in 12 years you would have thought they might have taken a view?
Also I did mine on a card and have the same problem in that I have to cancel next August!
You're leaving them never to return, so why would they put themselves out for you?