Insurance - Explaining My Situation to Insurers
Discussion
I have had classic insurance policies for years and thus have accrued no actual 'NCB'. This winter I was wanting to buy a Range Rover Classic or Land Rover Discovery. I can insure a carb fed RRC for £190 with my usual insurer. However, a fuel injected one is up to £700! Which I think is rather ridiculous for a RRC. So, I was going to try a few 'normal' insurers; including NFU.
This is all well and good but I'm unsure how to explain the whole NCB bit? As whilst I have no 'NCB', I have many years of claim free motoring.
Also any insurers good with insuring Land Rovers?
This is all well and good but I'm unsure how to explain the whole NCB bit? As whilst I have no 'NCB', I have many years of claim free motoring.
Also any insurers good with insuring Land Rovers?
When I moved off of a classic policy to a mainstream one I had the same problem, however I got my classic policy provider to write that I had "x" years of claim free driving which the new policy holder accepted as no claims bonus.
All depends on the new policy provider, but worth a try.
All depends on the new policy provider, but worth a try.
Baron Von Alders said:
When I moved off of a classic policy to a mainstream one I had the same problem, however I got my classic policy provider to write that I had "x" years of claim free driving which the new policy holder accepted as no claims bonus.
All depends on the new policy provider, but worth a try.
I won't be moving 'off' a classic policy as I have more than one car (all classics). So it will be a policy in addition to the four policies I already have (if this makes sense).All depends on the new policy provider, but worth a try.
OP:
You're in a similar boat to many company car users who have been driving for years without fault, but haven't got a NCB because their insurance is provided by the company they work for. I fall into that category.
Although it's not a No Claims Bonus, all the company car leasing providers will give a "letter stating insurance record" type thing, and many insurers will take that as proof of a NCB.
If the insurers accept the letter from a leasing company, presumably a similar letter from your classic insurance provider would help?
C
You're in a similar boat to many company car users who have been driving for years without fault, but haven't got a NCB because their insurance is provided by the company they work for. I fall into that category.
Although it's not a No Claims Bonus, all the company car leasing providers will give a "letter stating insurance record" type thing, and many insurers will take that as proof of a NCB.
If the insurers accept the letter from a leasing company, presumably a similar letter from your classic insurance provider would help?
C
CraigyMc said:
OP:
You're in a similar boat to many company car users who have been driving for years without fault, but haven't got a NCB because their insurance is provided by the company they work for. I fall into that category.
Although it's not a No Claims Bonus, all the company car leasing providers will give a "letter stating insurance record" type thing, and many insurers will take that as proof of a NCB.
If the insurers accept the letter from a leasing company, presumably a similar letter from your classic insurance provider would help?
C
Yes I had this "problem" when coming off the company car scheme.You're in a similar boat to many company car users who have been driving for years without fault, but haven't got a NCB because their insurance is provided by the company they work for. I fall into that category.
Although it's not a No Claims Bonus, all the company car leasing providers will give a "letter stating insurance record" type thing, and many insurers will take that as proof of a NCB.
If the insurers accept the letter from a leasing company, presumably a similar letter from your classic insurance provider would help?
C
Although, turned out that it wasn't really a problem. I Contacted the lease company my employers use, and within 30 minutes I had a letter in my inbox stating my history.
It read something like, I can confirm MR XXXXXX has had full use of company cars from Febuary 2007 and we can confirm there have been no accidents etc...
Elephant accepted this without question as NCB.
CraigyMc said:
OP:
You're in a similar boat to many company car users who have been driving for years without fault, but haven't got a NCB because their insurance is provided by the company they work for. I fall into that category.
Although it's not a No Claims Bonus, all the company car leasing providers will give a "letter stating insurance record" type thing, and many insurers will take that as proof of a NCB.
If the insurers accept the letter from a leasing company, presumably a similar letter from your classic insurance provider would help?
C
This was discussed on a different thread a while ago. I had company cars for years without any incident or claim. My 2 previous employers wrote me a letter to back this up and Churchill honoured my maximum no claim discount.You're in a similar boat to many company car users who have been driving for years without fault, but haven't got a NCB because their insurance is provided by the company they work for. I fall into that category.
Although it's not a No Claims Bonus, all the company car leasing providers will give a "letter stating insurance record" type thing, and many insurers will take that as proof of a NCB.
If the insurers accept the letter from a leasing company, presumably a similar letter from your classic insurance provider would help?
C
Noger said:
V8Triumph said:
I won't be moving 'off' a classic policy as I have more than one car (all classics). So it will be a policy in addition to the four policies I already have (if this makes sense).
Many "classic" insurers will simply mirror the years from another policy. Gassing Station | General Gassing | Top of Page | What's New | My Stuff