Court order for £44k plese help!!!

[keith52]

Hi
Much to my total shock and horror I found out today that I have a ccj outstanding for 44k. Apparantly the order is 4 years old was issued in Northaampton bulk centre court. I
am at my wits end as i have absolutly no clue what this relates to ,this amount is totally out of my league
Do I phone them to ask for an explanation and risk stiring things up as no one has contacted me or do i keep a low profile as court orders expire after 6 years so I have found out tonight
Do I ring the court for details?
Ignore and hope for the best?

Thanks in anticipation
keith
ps have lived at the same address for the last 9 years

[Gargamel]

I'd be going with low profile I think.

[Monty Zoomer]

Ignore it.

[randlemarcus]

I'd be going with having a low profile look-see via a Credit Reference Agency before deciding one way or t'other.

If you recognise the other party, might be worth poking around a bit to see what it was, and is worth doing in case there are other ID fraud indicators.

[Sarnie]

How did you find this out?

[JQ]

Whilst it may not be enforceable, surely such an outstanding amount will destroy your credit rating for the forseable future.

[PurpleMoonlight]

keith52 said:

Hi
Do I phone them to ask for an explanation and risk stiring things up as no one has contacted me or do i keep a low profile as court orders expire after 6 years so I have found out tonight

You have been misinformed. A CCJ never expires unless settled.

First off contact the court and get a copy of the claim and judgement. If you believe the debt is not yours you can apply to the court to have the judgement set asside.