Insurance - confusing

[matchmaker]

Took my car off the road yesterday and replaced it with the same model - exactly the same but older and worth less.

My premium has gone up by £40

[davepoth]

matchmaker said:

Took my car off the road yesterday and replaced it with the same model - exactly the same but older and worth less.

My premium has gone up by £40

Less likely to be worried about hitting things I guess.

[xRIEx]

How much was premium and how much was admin fee?

[Deva Link]

It'll be based on today's annual premium for the replacement car, vs the annual premium for the other car when you took the policy out.