Moving to the UK, car buying advice.
Moving to the UK, car buying advice.
Author
Discussion

Shimigo

Original Poster:

22 posts

167 months

Thursday 1st November 2012
quotequote all
Hi All,

Seems I am relocating to the UK early in the new year, and as such would be interested to find out more about buying and owning a car in the UK.
I am aware of the yearly MOT, road tax and insurance, obviously details around the costs involved here I am still hazy about.
Regarding the actual purchase of the vehicle, I would most likely wait around 6 months before starting shopping.
I already know what it is I will be looking for (s2000 under 50k miles) with a budget of around £5k and another £2k for insurance taxes etc.

Would this conceivably be possible, and what if any other considerations would I have to keep in mind with regard to running costs and general car ownership in the UK?

Appreciate any input.


Disco You

3,748 posts

210 months

Thursday 1st November 2012
quotequote all
Welcome. Insurance varies a lot based on location and age. So that information may be helpful...

A2Z

1,080 posts

256 months

Thursday 1st November 2012
quotequote all
Do you have an EU driving licence? It may be worth checking into.

https://www.gov.uk/driving-in-great-britain-on-non...

crofty1984

17,064 posts

234 months

Thursday 1st November 2012
quotequote all
As said, insurance could be a pain.
As far as the mechanics of buying a vehicle are concerned, it's very easy. Maybe it's the same where you're moving from, but in some places I've lived it is an absolute nightmare!

Every car should have a document called the V5C, or "logbook".
It states the make, model, owner, VIN number, Reg plate, taxation class etc...
Basically when you buy a car, you fill your address in, the seller signs to say they've sold you the car, you sign to say you've bought it. The seller then posts this off and the new logbook with your name drops through your door a few weeks later.
In the interim, there's a little part of the logbook you tear off whilst signing it and keep with you to say that the main document is on its way, if anyone asks. Any remaining tax is transferred to you, any remaining MOT is transferred to you.

Bill

58,674 posts

285 months

Thursday 1st November 2012
quotequote all
Disco You said:
Welcome. Insurance varies a lot based on location and age. So that information may be helpful...
And since they ask, how long you've been resident in the UK and how long you've had a UK licence. I suspect your answers to these might raise the budget required for an S2000 frown

Shimigo

Original Poster:

22 posts

167 months

Thursday 1st November 2012
quotequote all
I am 33 years old, from South Africa, had my license for 12 years the last 7 have been claim free.
Not certain if that would have any relevance in the UK.

Bill

58,674 posts

285 months

Thursday 1st November 2012
quotequote all
Depending how long you're staying it might be worth buying something cheap and running it for a year to get some no claims discount. Either way I'd call a decent broker and have a look on one of the comparison sites like comparethemarket.com sooner rather than later.

Shimigo

Original Poster:

22 posts

167 months

Thursday 1st November 2012
quotequote all
Bill said:
Depending how long you're staying it might be worth buying something cheap and running it for a year to get some no claims discount. Either way I'd call a decent broker and have a look on one of the comparison sites like comparethemarket.com sooner rather than later.
Any advice as to what a good choice would be?
My requirements are pretty basic, fun to drive smile obviously I would lower the amount I would be willing to spend as this would be, as you say, just to get some insurance history.
I will be in the UK for at least 5 years and likely longer.

Riknos

4,701 posts

234 months

Thursday 1st November 2012
quotequote all
Shimigo said:
Any advice as to what a good choice would be?
My requirements are pretty basic, fun to drive smile obviously I would lower the amount I would be willing to spend as this would be, as you say, just to get some insurance history.
I will be in the UK for at least 5 years and likely longer.
I have family from SA - I would love to own an S2000 out there, I fear you would get a lot less use out of the roof over here. It rains. A lot. All. Year. Round. frown

Bill

58,674 posts

285 months

Thursday 1st November 2012
quotequote all
MX5? [/in gag]

Don't write the idea of an S2000 off, but it's worth doing some research so you know what to expect rather than finding out in 6 months. Insurance for new drivers is bloody expensive.

Timbola

1,956 posts

170 months

Thursday 1st November 2012
quotequote all
Welcome.

S2k - fun car - good choice. Good luck with your hunt.

Moving to SW London? Earlsfield/Wimbledon way?

Shimigo

Original Poster:

22 posts

167 months

Thursday 1st November 2012
quotequote all
Bill said:
MX5? [/in gag]

Don't write the idea of an S2000 off, but it's worth doing some research so you know what to expect rather than finding out in 6 months. Insurance for new drivers is bloody expensive.
Well according to the site previously mentioned I am looking at around 1600 a year with excess at around 600, so as long as I keep it out of the hedges....


Shimigo

Original Poster:

22 posts

167 months

Thursday 1st November 2012
quotequote all
Timbola said:
Welcome.

S2k - fun car - good choice. Good luck with your hunt.

Moving to SW London? Earlsfield/Wimbledon way?
Indeed Wimbledon, not by choice just where my companies offices are located.

Locke

1,279 posts

214 months

Thursday 1st November 2012
quotequote all
Another thing to mention is that road tax is very high on S2000's about £420 per year.

Bill

58,674 posts

285 months

Thursday 1st November 2012
quotequote all
If you're happy with that (and it's not as bad as it could have been) I'll stop scaremongering then biggrin

Welcome to PH btw. beer

Shimigo

Original Poster:

22 posts

167 months

Thursday 1st November 2012
quotequote all
Locke said:
Another thing to mention is that road tax is very high on S2000's about £420 per year.
Have seen some tasty looking 300zx twin turbo jobbies as well, the classified section on this site will be the death of me.

Shimigo

Original Poster:

22 posts

167 months

Thursday 1st November 2012
quotequote all
Bill said:
If you're happy with that (and it's not as bad as it could have been) I'll stop scaremongering then biggrin

Welcome to PH btw. beer
Thanks for the welcome, and whilst not what you would call over the moon about the figures, they are just making it in under budget.

Timbola

1,956 posts

170 months

Thursday 1st November 2012
quotequote all
Shimigo said:
Indeed Wimbledon, not by choice just where my companies offices are located.
thumbup

Saffas reign around there. You'll be in good company.

miln0039

2,013 posts

188 months

Thursday 1st November 2012
quotequote all
Insurance insurance insurance - welcome to rip of Britain!!

Location is a massive factor, as will be experience. Have a go on www.confused.com (or similar) and make some details up if needs be - it will give you a clue as to whether the S2000 is realistic or not! Sadly the S2000 is notoriously difficult to insure - well it was when I looked at buying one!!

Bill

58,674 posts

285 months

Thursday 1st November 2012
quotequote all
Shimigo said:
Thanks for the welcome, and whilst not what you would call over the moon about the figures, they are just making it in under budget.
thumbup

Don't forget to factor in RFL (road tax) which will be higher post March 2006.