insurance advice

[Gadgeroonie]

Last week i went to visit a friend and parked outside on a hill

left the dogs in the wifes car. After 10 mins the dogs started barking as a dog walked past the dogs managed to get the handbrake off and the car rolled down the hill backwards into the back of a landrover discovery!

The landrover was barely damaged but the is some cracled lenses and bent bumper. The wifes car has a damaged tailgate.

Do i just get the insurance to pay out? i was not in the car when the accident happened lol

[ShiDevil]

I would personally pay for it. Claims are hit hard these days . A claim is on the person not he car remember.

[sjc]

Gadgeroonie said:

left the dogs in the wifes car. After 10 mins the dogs started barking as a dog walked past the dogs managed to get the handbrake off and the car rolled down the hill backwards into the back of a landrover discovery!
The landrover was barely damaged but the is some cracled lenses and bent bumper. The wifes car has a damaged tailgate.

Poor things,Mastiff scared them.
In fact they were quite likely Terrierfied.

[Rob_W]

Similar thing happened to me in company car last winter. Parked on thin snow, 10 mins later unoccupied car slid down slope into a landrover, Jaguar damage £3k, Landrover £10 ,BUT on renewing Noble insurance it is classified as a "fault" claim on the basis that if insurance can't find anybody else to claim from it's your fault so Noble renewal went up significantly to the point where I changed insurers.