Learner Driver Insurance ?

[J4CKO]

J4CKO junior #1 is 17 at the end of this month, so we are getting set up for him learning to drive, have ordered the practise tests, am looking for a driving instructor and will insure him as a learner on our Citroen C1.

So, any tips on learner insurance, where to go and how much I can expect to be paying, I suspect I may not like the answers, already anticipating £100 a month plus for lessons and probably as much, if not more to insure him on the car.

Before anyone starts, no this is not fronting, this is our car, not his, my wife uses it for work and we both use it for general errands, he will have occasional lessons in it and if it is not too expensive we will add him for occasional usage on it, not his car, never has been, never will be ! this is simply my son using one of our cars, if he damages it or gets caught for speeding or any other agro then it is game over, if he gets it dirty he cleans it, if he leaves it dirty despite being told its game over.

Also, would like him to do some skidpan training, my dad got me to take some liberties with his old Capri in a car park and I soon realised how low the limits are, think that saved me a crash.

[DaveH23]

Frrom what Ive seen and heard insurance isnt so bad as a learner as he will always have somebody in the car with him - Its when he passes and tries to get his own insurance that he will see a hefty increase.

[Benrad]

Learnt to drive four years ago. I would advise not insuring him until he can 'drive'. When he's in the car with you he should only be practising not learning. Talk to the instructor and ask them to give you the nod when it's best.

Unless you're advanced driver or an instructor yourself I suppose! Only my tuppence it did come from my driving instructor uncle though

[mattball]

This is what I used 3 years ago (on my parents car):
http://www.collingwoodlearners.co.uk/

[CBR JGWRR]

Couple of grand probably.

[HTP99]

My daughter who is learning, aged 20, in a Clio II 1.2 16v Dynamique, car is registered to her and the insurance is in her name with myself and the wife on there, £700 ish a year according to the GoCompare quotes.

[Ozzie Osmond]

IMO you bneed insurance on a car so junior can practice with you in the passenger seat instead of whacking out cash on endless driving lessons. A lot of passing the test is IMO down to confidence gained through plenty of time behind the wheel.

If your insurer quotes a silly price give Direct Line a try. They seem quite tolerant of "family" situations.

[Kentish]

Just add him on your current policy; it won't cost a great deal.

He's not the main driver & he'll be under your supervision; it's not fronting at all.

And don't forget; practice is very good but don't overlook the professional tuition.

Edited by Kentish on Monday 5th November 14:12

[Benrad]

Ozzie Osmond said:

IMO you bneed insurance on a car so junior can practice with you in the passenger seat instead of whacking out cash on endless driving lessons. A lot of passing the test is IMO down to confidence gained through plenty of time behind the wheel.

If your insurer quotes a silly price give Direct Line a try. They seem quite tolerant of "family" situations.

I agree entirely but not right away, you may contradict the instructor. Private car is for getting the hours in but not learning new things, just getting more comfortable and smooth with doing whatever you've already been taught

[mat777]

Another vote for collingwood. They insure learners weekly, IMO mine was something like £20 a week on an 06 Swift Sport! Because you have a responsible adult with you, learner insurance is very cheap

[anonymous-user]

mattball said:

This is what I used 3 years ago (on my parents car):
http://www.collingwoodlearners.co.uk/

Collingwood are very cheap. Its who I used for a couple of months when I was learning the drive. Will insure anything upto an insurance group 16 car for peanuts

[R0G]

For my 24 year old daughter to go on my insurance as a learner is an extra £42 per month

Do not teach a learner unless you are skilled in doing it or have at least had some input from an ADI

If the learner is using you and an ADI then pay the ADI for 30 mins of their time to give you some advice - its worth it in the long run

[vit4]

mattball said:

This is what I used 3 years ago (on my parents car):
http://www.collingwoodlearners.co.uk/

Go for AA - they use Collingwood but worked out a bit cheaper for me & gf.

[Lynch91]

Try http://www.youngmarmalade.co.uk/

If i remember correctly it was just over £200 to put me on my parents 1.2 corsa for three months about a year ago.