Cat B Write off back on the road..... 'owzat work then?
Discussion
Looking through the classifieds on here, there's a car that is nice looking and has a nice spec. On HPI check, it's a Cat B. It was written off in 2007.
I know this shouldn't be on the road, it should be crushed.......... So how, exactly does this car get back on the road and then be sold by someone not declaring the status? (although they do say the car was written off, but not that it's a Cat B)
I know this shouldn't be on the road, it should be crushed.......... So how, exactly does this car get back on the road and then be sold by someone not declaring the status? (although they do say the car was written off, but not that it's a Cat B)
Butter Face said:
Looking through the classifieds on here, there's a car that is nice looking and has a nice spec. On HPI check, it's a Cat B. It was written off in 2007.
I know this shouldn't be on the road, it should be crushed.......... So how, exactly does this car get back on the road and then be sold by someone not declaring the status? (although they do say the car was written off, but not that it's a Cat B)
Well spotted and an interesting question. So far as I know this is illegal. Could there be a V5 transplant? Not so fat as I know legally. I will be interested to see what the experts on PH say.I know this shouldn't be on the road, it should be crushed.......... So how, exactly does this car get back on the road and then be sold by someone not declaring the status? (although they do say the car was written off, but not that it's a Cat B)
Defcon5 said:
Link?
http://classifieds.pistonheads.com/classifieds/use...I'll be honest that I was put onto it by someone else but then did a HPI to confirm it was definitely a Cat B...
write of categories have no official basis, anything Cat C or below requires an identity check from VOSA before a new V5 will be issued, but this is only to prevent cut and shuts, if you can get a cat A or cat B up to a road worthy state then it's perfectly legal to be on the road
insurance assessors are not licensed or accredited, the insurance company can hire anyone they want to do it, and they can't condemn a car to the scrap heap just because one person thinks it's unrepairable and notifies the dvla
insurance assessors are not licensed or accredited, the insurance company can hire anyone they want to do it, and they can't condemn a car to the scrap heap just because one person thinks it's unrepairable and notifies the dvla
ging84 said:
write of categories have no official basis, anything Cat C or below requires an identity check from VOSA before a new V5 will be issued, but this is only to prevent cut and shuts, if you can get a cat A or cat B up to a road worthy state then it's perfectly legal to be on the road
insurance assessors are not licensed or accredited, the insurance company can hire anyone they want to do it, and they can't condemn a car to the scrap heap just because one person thinks it's unrepairable and notifies the dvla
Et Voila!insurance assessors are not licensed or accredited, the insurance company can hire anyone they want to do it, and they can't condemn a car to the scrap heap just because one person thinks it's unrepairable and notifies the dvla
Steffan said:
Well spotted and an interesting question. So far as I know this is illegal. Could there be a V5 transplant? Not so fat as I know legally. I will be interested to see what the experts on PH say.
Erm, as far as I know there is no "legal" requirements (just an insurers code of practice or similar etc.) for whatever cat write off to have anything other than an identity check & MOT to be allowed back on the road.Rarely happens though as, as insurers will send them to be scrapped rather than (as with C & D) auctioning/selling them off.
That's how I read it anyway.
A CAT B does come up from time to time.
CAT is only an insurance pay out status. If it's repaired properly there's nothing wrong with it.
It'll have passed a vehicle identity check for DVLA and show up on HPI but that's nothing to with damage or payout either.
What happens when you tell an insurer its CAT B and ask them to insure it?
CAT is only an insurance pay out status. If it's repaired properly there's nothing wrong with it.
It'll have passed a vehicle identity check for DVLA and show up on HPI but that's nothing to with damage or payout either.
What happens when you tell an insurer its CAT B and ask them to insure it?
saaby93 said:
A CAT B does come up from time to time.
CAT is only an insurance pay out status. If it's repaired properly there's nothing wrong with it.
It'll have passed a vehicle identity check for DVLA and show up on HPI but that's nothing to with damage or payout either.
What happens when you tell an insurer its CAT B and ask them to insure it?
Presumably if VOSA/DVLA are happy with the inspection the car is road legal and therefore insurable. I cannot see an insurer refusing to insure a car that has been specifically ruled roadworthy by the authorities. Then again insurance companies are pretty unhelpful nowadays.CAT is only an insurance pay out status. If it's repaired properly there's nothing wrong with it.
It'll have passed a vehicle identity check for DVLA and show up on HPI but that's nothing to with damage or payout either.
What happens when you tell an insurer its CAT B and ask them to insure it?
Steffan said:
Presumably if VOSA/DVLA are happy with the inspection the car is road legal and therefore insurable. I cannot see an insurer refusing to insure a car that has been specifically ruled roadworthy by the authorities. Then again insurance companies are pretty unhelpful nowadays.
My wife stuffed my Z3M but a friend that builds britcars said he could repair it back to perfect but they told me I wasn't allowed to do this and the car would be uninsurable.
Steffan said:
Presumably if VOSA/DVLA are happy with the inspection the car is road legal and therefore insurable. I cannot see an insurer refusing to insure a car that has been specifically ruled roadworthy by the authorities. Then again insurance companies are pretty unhelpful nowadays.
the check is not a safety check just an identity check, it's not been ruled roadworthy anyone other than the person who's repaired it, and an MOT inspector at it's next MOT, the MOT tester can only fail it on the specific MOT checks, this is why insurance companies do not like themButter Face said:
Interesting that a Cat B can be repaired bit when you HPI a car it says quite clearly...
Key word is "should" and anyway, as I say, I'm not aware that there is any law (legal one, that is) that says it cannot return to the road if VIC &MOT have been issued.p.s. you may want to charge your phone
ging84 said:
Steffan said:
Presumably if VOSA/DVLA are happy with the inspection the car is road legal and therefore insurable. I cannot see an insurer refusing to insure a car that has been specifically ruled roadworthy by the authorities. Then again insurance companies are pretty unhelpful nowadays.
the check is not a safety check just an identity check, it's not been ruled roadworthy anyone other than the person who's repaired it, and an MOT inspector at it's next MOT, the MOT tester can only fail it on the specific MOT checks, this is why insurance companies do not like themGassing Station | General Gassing | Top of Page | What's New | My Stuff