How to keep a UK car/bike abroad??
Discussion
This is a motorbike question in my case, but it applies equally to two or four wheel so hoping it could stay in GG to get some eyes on it (and just to be helpful, I'll phrase it as if it's a four wheel question)?
Let's say you had a car (or bike) that was UK registered and insured etc. Now let's say you were buying a new one but not trading in. Soon you would have two cars (or bikes). Now let's say you also had a German gf and wanted to leave the old car (or bike) at her parents' in Germany, so you had a nice wee toy for the few times a year you went over to visit?
Problems:
Can't insure with a German company as UK registered (me and car or bike)
Can't insure with a UK company as it lives in Germany, and would need to be MOTd in UK every year
How does one do this??
Let's say you had a car (or bike) that was UK registered and insured etc. Now let's say you were buying a new one but not trading in. Soon you would have two cars (or bikes). Now let's say you also had a German gf and wanted to leave the old car (or bike) at her parents' in Germany, so you had a nice wee toy for the few times a year you went over to visit?
Problems:
Can't insure with a German company as UK registered (me and car or bike)
Can't insure with a UK company as it lives in Germany, and would need to be MOTd in UK every year
How does one do this??
Theres a few UK companies that offer 365 day per year insurance within Europe, I don't think we're allowed to name on here but google expat car insurance and theres a Swansea based company that offer insurance through AXA.
All UK insurers by law however have to provide a minimum of 365 days a year third party insurance so it will be road legal but won't be covered for your out of pocket expenses. MOT can only be done in the UK though which can be a pain.
All UK insurers by law however have to provide a minimum of 365 days a year third party insurance so it will be road legal but won't be covered for your out of pocket expenses. MOT can only be done in the UK though which can be a pain.
Brother-in-law keeps his UK registered car at his holiday home in France.
He has fitted LHD headlights to it and put it through a French MOT (they won't pass it with RHD headlights and stick-on patches).
UK MOT has now lapsed so when he eventually brings it back he'll have to put it in for an MOT.
He told his insurer that its being kept in France '365' and has French MOT but not UK MOT and they said that that's fine.
He has fitted LHD headlights to it and put it through a French MOT (they won't pass it with RHD headlights and stick-on patches).
UK MOT has now lapsed so when he eventually brings it back he'll have to put it in for an MOT.
He told his insurer that its being kept in France '365' and has French MOT but not UK MOT and they said that that's fine.
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