Classic Car Insurance... HOW much!

[g3rrd]

Oh dear. Just put a £500 deposit on a 1989 Mercedes 190e 2.6. Visit/pick it up on Friday (buying unseen but ad/condition and sellers reputation sold it!)

This one

Confidently go online, thinking of all those it only costs me £130, £200 postings in numerous threads... then get quotes ranging from £500 - £10,500...

[B'stard Child]

g3rrd said:

Oh dear. Just put a £500 deposit on a 1989 Mercedes 190e 2.6. Visit/pick it up on Friday (buying unseen but ad/condition and sellers reputation sold it!)

This one

Confidently go online, thinking of all those it only costs me £130, £200 postings in numerous threads... then get quotes ranging from £500 - £10,500...

Never had much luck with getting classic/cherished car insurance online

Ring a broker like Footman James (0843 357 1973) or Diamond (Herts 01442 825 481)

Used both a lot over the years and would recomend either

[Caulkhead]

g3rrd said:

Oh dear. Just put a £500 deposit on a 1989 Mercedes 190e 2.6. Visit/pick it up on Friday (buying unseen but ad/condition and sellers reputation sold it!)

This one

Confidently go online, thinking of all those it only costs me £130, £200 postings in numerous threads... then get quotes ranging from £500 - £10,500...

Is that for a limited mileage?

[B'stard Child]

Just hope you are over 21 - 25 and have another vehicle on a "normal" Policy - if you don't it then starts getting tricky

[Meths]

Classic car insurance only works if you have it as your 2nd car.


The idea is, that it will be less risk because it isn't your everyday hack

[mat777]

B'stard Child said:

Just hope you are over 21 - 25 and have another vehicle on a "normal" Policy - if you don't it then starts getting tricky

Meths said:

Classic car insurance only works if you have it as your 2nd car.


The idea is that it will be less risk because it isn't your everyday hack

2 years ago when I was 18/19 I insured my 30y.o. Land Rover on a classic car policy from Footman James

[Disco You]

£500 doesn't sound like very much for car insurance on a Merseyside post code. How old are you?

[B'stard Child]

mat777 said:

B'stard Child said:

Just hope you are over 21 - 25 and have another vehicle on a "normal" Policy - if you don't it then starts getting tricky

Meths said:

Classic car insurance only works if you have it as your 2nd car.


The idea is that it will be less risk because it isn't your everyday hack

2 years ago when I was 18/19 I insured my 30y.o. Land Rover on a classic car policy from Footman James

Didn't say couldn't - just that it starts getting tricky - for me it's been close to 30 years since I was under 20 so I can't speak from recent experience

[digger the goat]

I have mine with Adrian f at the moment....
Make sure that the operator you talk to, understands the situation !!!
It's a classic( not cherished)...over 20yrs old....limit mileage....Garaged overnight.. alarmed..immobed etc etc......
Brought mine down to £111-00 f/c yr......
Some clown interweb idiots were asking £5k...........Yeah right !!

[davepoth]

I have had luck with Lancaster - happy to insure as only car, unlimited mileage, commuting, and I even got Driving Other Cars last time.

[g3rrd]

Disco You said:

£500 doesn't sound like very much for car insurance on a Merseyside post code. How old are you?

53 years old, 2nd car, limited 5k mileage and a Cheshire postcode The bloody VW Golf GT TDI (150) is cheaper!

[B'stard Child]

g3rrd said:

Disco You said:

£500 doesn't sound like very much for car insurance on a Merseyside post code. How old are you?

53 years old, 2nd car, limited 5k mileage and a Cheshire postcode The bloody VW Golf GT TDI (150) is cheaper!

Ring a broker You've a couple of numbers now

[TheD]

Something strange there. I'm only £85 for a Saab 900 Turbo conv. It is limited to 4000 miles though and isn't a main car.

[g3rrd]

B'stard Child said:

Ring a broker You've a couple of numbers now

Will try FJ tomorrow. Used them many moons ago to insure my Triumph Vitesse(s).

[digger the goat]

Thats who I had My vitesse through..... £98-00 f/c
Good guys to deal with too !

[Disco You]

g3rrd said:

53 years old, 2nd car, limited 5k mileage and a Cheshire postcode The bloody VW Golf GT TDI (150) is cheaper!

Oh right. Best get ringing round then because £500 is well over the odds!

[Leins]

TheD said:

Something strange there. I'm only £85 for a Saab 900 Turbo conv. It is limited to 4000 miles though and isn't a main car.

I've got the strange one of my main car being limited to a lower mileage than my classic, both with the same insurer

[iPlod999]

My 1992 1.9 205 GTI is £152 on 9,000 per year with Adrian Flux.

[s p a c e m a n]

You are getting quotes on classic car policies aren't you, I know that internet can be a confusing place for people of your vintage

Carole nash is where I normally get my better quotes from, others are right to say phone for quotes though.

[Lowtimer]

I've never had a worthwhile quote for a classic policy online, only by talking to recognised classic insurance brokers on the phone. For what it's worth I'm paying well under £200 for a tuned 1990 Porsche 944 Turbo for 5000 miles a year, agreed value.