Winter Tyres - Insurance Companies

[Cheib]

Just on the ABI website looking for some information about something else and noticed they had a "Winter Tyres" link. Seems that some insurance companies require notification when fitted. Direct Line are the main company that does.


Full list here

http://www.abi.org.uk/Information/Consumers/Genera...

[trickywoo]

If it has the correct speed rating they can fk themselves.

[long time lurker]

it also says

"The insurers named below do not require the payment of any additional premium if customers decide to fit winter tyres to their cars, provided that the tyres meet, and are fitted in accordance with, the relevant vehicle manufacturers’ specifications and are in a roadworthy condition whilst in use"

I don't see the issue letting them know in them circumstances (better than causing issues should a cliam arise surely?)

[mackie1]

Winter tyres generally have a lower speed rating, it's the load index that's more important. I'd imagine you'd always need to tell them if you're changing your wheels.
On a similar note I changed my runflats to normal tyres and my insurance company (Admiral) were perfectly fine and there was no extra charge.

[kambites]

long time lurker said:

it also says

"The insurers named below do not require the payment of any additional premium if customers decide to fit winter tyres to their cars, provided that the tyres meet, and are fitted in accordance with, the relevant vehicle manufacturers’ specifications and are in a roadworthy condition whilst in use"

I don't see the issue letting them know in them circumstances (better than causing issues should a cliam arise surely?)

"No increase in premium" doesn't mean they wont charge a fee for the policy update.

[Cheib]

mackie1 said:

Winter tyres generally have a lower speed rating, it's the load index that's more important.

Yup and most people don't look at it....a lot of tyre fitters don't see fit to tell you about it either. To be honest I only found out about it when I went to change the RFT's on my X5....the standard Michelin that everyone on the forum's recommended as an alternative to RFT's didn't have the right load index and Micheldever pointed it out to me....went with some Vredstein's in the end.