Question regarding a car accident/incident
Discussion
Friend of mine had an incident this morning. The picture below shows where the incident occured and he was parked where the maroon Volvo S80 is parked.
As he was reversing onto the road he spotted a cyclist coming towards him. As the cyclist was passing the junction you can see on the left hand side of the road he stopped with a few inches of his rear bumper overhanging the kerb, as the cyclist was passing the junction he saw the car reversing onto the road, applied his brakes, lost control of the bike and fell off.
Fortunately the cyclist was uninjured, but he was going sufficiently fast, and the roads was sufficiently wet/greasy that the bike slide from the junction and came to a halt resting again the rear of the car, but didn't cause any damage to the bike or the car.
Now everyone is okay, and he reported the incident to the lease company his employers' lease the car from, but how does this work if there is a claim, technically the bike hit him, and when renewing the insurance on his wife's car does this need to be declared as an 'accident'?
As he was reversing onto the road he spotted a cyclist coming towards him. As the cyclist was passing the junction you can see on the left hand side of the road he stopped with a few inches of his rear bumper overhanging the kerb, as the cyclist was passing the junction he saw the car reversing onto the road, applied his brakes, lost control of the bike and fell off.
Fortunately the cyclist was uninjured, but he was going sufficiently fast, and the roads was sufficiently wet/greasy that the bike slide from the junction and came to a halt resting again the rear of the car, but didn't cause any damage to the bike or the car.
Now everyone is okay, and he reported the incident to the lease company his employers' lease the car from, but how does this work if there is a claim, technically the bike hit him, and when renewing the insurance on his wife's car does this need to be declared as an 'accident'?
What did the cyclist say?
A couple of years ago I did something similar but I was the cyclist. I was going quite quickly when I saw a woman start to reverse out of a driveway. I braked but er, got it wrong and came off. The bike landed on me and then slid into her wheel. The woman got out and helped me up and told me she'd seen me (she had as during my short journey into the road I'd seen her brake lights) and after getting my breath back went on my way.
Her car was fine and my bike was fine as it had a squishy landing. I'd cracked a rib which I found out later when my OH made me go to the doctors...
A couple of years ago I did something similar but I was the cyclist. I was going quite quickly when I saw a woman start to reverse out of a driveway. I braked but er, got it wrong and came off. The bike landed on me and then slid into her wheel. The woman got out and helped me up and told me she'd seen me (she had as during my short journey into the road I'd seen her brake lights) and after getting my breath back went on my way.
Her car was fine and my bike was fine as it had a squishy landing. I'd cracked a rib which I found out later when my OH made me go to the doctors...
jmflare said:
someone fell of there bike near your friends car, why would it be reported to anyone?
Maybe I've been watching too many crashes from Russian dashboard video cameras, I always wonder if you take action to avoid an accident that isn't your fault (e.g. driver on your side of road), but then end up having an accident will avoiding the initial problem what recourse do you have to the driver you were forced to avoid.Granted, this isn't the same situation, but I always wonder how the other party would argue it, and if any contact is involved do the insurance companies feel they need to be informed.
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