Insurance?
Insurance?
Author
Discussion

Eelblady

Original Poster:

66 posts

176 months

Thursday 24th January 2013
quotequote all
It's that time again. Used classic line last time as they were recommended by the TVRCC and was in a hurry. Who are you chaps getting your best prices from?

Renewal is £290, I'm 39 it's my second car it's kept on the drive and use it for occasional commuting.

Ta much

S2Mike

3,065 posts

179 months

Thursday 24th January 2013
quotequote all
I was recommend Footman James by previous owner who kept it on the street in Tottenham, used to pay £170.. I keep it now in a "garage" in my back garden, there is rear access off a lane. I am 50 and the premium is £137 fully comp restricted mileage 5000 miles.
Hope this helps. I tried adding it to a multi car policy with Admiral who I use for my and my partners daily drivers, but they said no. Performance Direct who covered me on my MGB were £230.

PotlessPaul

332 posts

269 months

Thursday 24th January 2013
quotequote all
Last year cost me £136 with A-plan.

1990 S3, agreed value £5K

43 years old, car is garaged, 5000 miles max, incl. commuting.

Did'nt bother to phone anyone else! also paid the same for the last 2 years.

Paul.

PS.

Never had to claim (touch wood) until you do, you never know how good the insurance company is.

Longers

4,505 posts

257 months

Thursday 24th January 2013
quotequote all
RH Specialist Cars for me

phillpot

17,509 posts

212 months

Thursday 24th January 2013
quotequote all
Try http://www.rhclassicinsurance.co.uk/

I'm pleased with my "deal", includes UK and European breakdown and recovery and when things did go a little wrong my claim was sorted reasonably efficiently.

And, should the worst happen ( whistle ) the salvage becomes yours, if you want it, you don't have to buy it back which in effect reduces the payout.


Regards comparing what others are paying, this seems to be a "minefield".

Similar cars, similar age persons, similar areas etc. etc. but owner A gets good deal from broker X and high price from broker Y whereas owner B gets exactly the opposite !

Barkychoc

7,848 posts

233 months

Thursday 24th January 2013
quotequote all
Big list of insurers in useful links at the top of the forum.

TVR-Stu

836 posts

228 months

Thursday 24th January 2013
quotequote all
Try www.peterstaylor.co.uk I've been with them for a couple of years and they tailor the insurance to suit. The policy is with Allianz and its' been good value for me.

The only slight hassle I had was for the agreed value which needed a signed valuation from a 'specialist', usually the company who service the car etc which is a pain when you do it yourself.

phillpot

17,509 posts

212 months

Thursday 24th January 2013
quotequote all
TVR-Stu said:
The only slight hassle I had was for the agreed value which needed a signed valuation from a 'specialist', usually the company who service the car etc which is a pain when you do it yourself.
David Geralds did me a valuation, think it was only a tenner. I do my own maintenance, not a regular customer.

Scoobimax

1,892 posts

230 months

Thursday 24th January 2013
quotequote all
Interesting topic.

Why is it everyone and their son seems to get a better deal than me?


Ragtop

592 posts

230 months

Thursday 24th January 2013
quotequote all
phillpot said:
Similar cars, similar age persons, similar areas etc. etc. but owner A gets good deal from broker X and high price from broker Y whereas owner B gets exactly the opposite !
Exactly my experience. There's no shortcut to a good quote - you have to ring round. I'm fussy about my insurance and have to shop around to get the exact cover I want. I also have other 'rules', like avoiding companies that take more than four minutes to connect you to a live person when you phone them! If I can't get agreed value without a written valuation, I move on (I just don't need the hassle).

For what it's worth, I'm with Peter Best and have found them competitive and very pleasant to deal with.

http://www.peterbestinsurance.co.uk/

Good luck!
Graham

orange_dodo

694 posts

218 months

Thursday 24th January 2013
quotequote all
Scoobimax said:
Interesting topic.

Why is it everyone and their son seems to get a better deal than me?
I'm paying £500 ish for mine if that makes you feel better!!

Scoobimax

1,892 posts

230 months

Thursday 24th January 2013
quotequote all
orange_dodo said:
Scoobimax said:
Interesting topic.

Why is it everyone and their son seems to get a better deal than me?
I'm paying £500 ish for mine if that makes you feel better!!
Seeing as you're probably half my age I'd expect it to be more than mine but I get no joy from yours being that high.

steve j

3,223 posts

257 months

Thursday 24th January 2013
quotequote all
Longers said:
RH Specialist Cars for me
What he said ! Very good too.

Sandgrounder

564 posts

173 months

Thursday 24th January 2013
quotequote all
I'm with Longers and Philpott (Mike) on this. RH for me.

£115 for me based on 3000 miles per year but must be garaged. Add £15 if you reach 5000 miles per year. I won't be shopping around when due.

Scoobimax

1,892 posts

230 months

Thursday 24th January 2013
quotequote all
steve j said:
Longers said:
RH Specialist Cars for me
What he said ! Very good too.
Well my renewal is due in April, I know where my 1st call s going now!!

glenrobbo

40,461 posts

179 months

Thursday 24th January 2013
quotequote all
Give Carole Nash a ring & see what they quote.
Been good to Barry & me the past couple of years or so.
Flexible too, if you do a lot of miles. smile

Deeman

1,609 posts

211 months

Thursday 24th January 2013
quotequote all
Been with Chaucer thru Carole Nash for 2 years. Big scheme. Pay 235 on 3500 miles. London Postcode and full euro breakdown and recovery with AA. 43 y\o. Not bad for a V8S. Was 160 for the V6S. Salvage Buy back option inc.

Eelblady

Original Poster:

66 posts

176 months

Friday 25th January 2013
quotequote all
Some good pointers there, thanks. Have made a couple of enquiries and wait to hear

Barry S1

1,709 posts

218 months

Friday 25th January 2013
quotequote all
Just renewed mine with Carole Nash had it for 7000 miles last
year but went over that so had to renew early, £270 for 10000 miles
and you get break down cover and euro cover

Barry

Barkychoc

7,848 posts

233 months

Friday 25th January 2013
quotequote all
For what its worth I wrote off my daily drive just before Christmas which was insured with Your Cover which is underwritten by Allianz.

The whole process has been dealt with swiftly and I now have a cheque for an amount I am happy with.

Chris