Discussion
There is a useful website that will send out yearly e-mail reminders to get your MOT done that could be helpful, don't use it myself but I'm sure someone else will provide the URL.
Until that is the government get their arses around to doing it, since they have all the details at the DVLA, its their next project after tax, as lining Gordon Brown's coffers takes priority over having safe road-worthy cars on the highways
Until that is the government get their arses around to doing it, since they have all the details at the DVLA, its their next project after tax, as lining Gordon Brown's coffers takes priority over having safe road-worthy cars on the highways
J_S_G said:
Insurance is worthless if you're driving a car that's legally not allowed on the road. In my opinion. Get it STRAIGHT down to a test centre.
Any evidence of this or are you making an assumption?
A friend at work wrote off his Land Rover without an MOT. Eventually the insurance company settled with him with a 10% reduced payout.
Phil.
>> Edited by PhilWattis on Thursday 23 September 14:37
PhilWattis said:
Insurance is worthless if you're driving a car that's legally not allowed on the road. In my opinion. Get it STRAIGHT down to a test centre.
Any evidence of this or are you making an assumption?
A friend at work wrote off his Land Rover without an MOT. Eventually the insurance company settled with him with a 10% reduced payout.
As I said, in my opinion. Ts & Cs will vary from insurer to insurer, but if you read the small print, I'm almost certain it'd say that the car you're driving must be legally entitled to be used on the road at the time of the accident. Can't imagine any reputable insurance co. missing such a clause out. They may choose to pay out for PR reasons, but I'd be most surprised if they legally had to...
J_S_G said:
J_S_G said:
Insurance is worthless if you're driving a car that's legally not allowed on the road. In my opinion. Get it STRAIGHT down to a test centre.
Any evidence of this or are you making an assumption?
A friend at work wrote off his Land Rover without an MOT. Eventually the insurance company settled with him with a 10% reduced payout.
As I said, in my opinion. Ts & Cs will vary from insurer to insurer, but if you read the small print, I'm almost certain it'd say that the car you're driving must be legally entitled to be used on the road at the time of the accident. Can't imagine any reputable insurance co. missing such a clause out. They may choose to pay out for PR reasons, but I'd be most surprised if they legally had to...
Legally though, you are allowed to drive an unMOT'd car to the garage to get the MOT done - what if you have a prong on the way there - does your insurance company say thanks but no thanks.
about 10 years ago i installed a RV8 in to a MGBGT and had to modify the brakes somewhat!!.The build took about 6 months to complete.
I had taken it on a lap of my usual test route and was pulled by plod about 1/2 a mile away from home.
I was hauled in front of the magistrate for no MOT,insurance and Road tax.
The insurance certificate was still valid, so in the eyes of the law i was still insured
But i still got screwed for the MOT (£30) and tax (£470) plus costs.
Moral of the story - i am a tw4t !!!
Might not help you but your topic made it all come flooding back
I had taken it on a lap of my usual test route and was pulled by plod about 1/2 a mile away from home.
I was hauled in front of the magistrate for no MOT,insurance and Road tax.
The insurance certificate was still valid, so in the eyes of the law i was still insured
But i still got screwed for the MOT (£30) and tax (£470) plus costs.
Moral of the story - i am a tw4t !!!
Might not help you but your topic made it all come flooding back
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