Vantage V12 Insurance

[stimshady]

So... following on from my previous post, I went and test drove a Carbon Black V12 Vantage yesterday. OMG.

Update in 24 hours...

In the meantime, can anyone advise who you would insure through and roughly what quotes I should aim to get?

Thanks!

[mb1]

Try Performance Direct, they have always proved to be very competitive on my sportscars.
My V12V insurance is £920 (£750 excess, 10 yrs no claim, protected)

[Bravo73]

Although you're new around these parts (welcome!), you seem to have been around PH long enough to realise that this question comes up regularly. A lot.

So, rather than just give you the pithy 'lmgtfy' quote, here's one of the recent threads: http://www.pistonheads.com/gassing/topic.asp?t=122...

And how much is it going to cost you? Really???? That's the proverbial 'piece of string' question. Without any details (or access to an insurer's database) the only realistic answer is: from several hundred to several thousand pounds a year.

[stimshady]

ahh, thanks for the link! I wish they'd sort the bloody search out, it's only been broken for a year+ now! then I wouldn't have to ask such things!

With the TVR there are a couple of specialist insurers who offer good deals, was wondering if AM has the same?

Cheers!

[AdamV12V]

Indeed, everybody posts this question but there are so many variables you just cant compare one persons situation to another.

The value of car, your age, your driving history, your postcode - all of those have a HUGE impact upon premiums aside from actual insurer chosen.

Anyway, try Locktons (AMOC scheme). Works out cheapest for a lot of people here, including me.

[stimshady]

yeah, I agree, I wasn't trying to find out what my quote specifically would be, just enquiring to people with AM knowledge about their experience of good insurers etc... will check out Locktons, cheers.

[stimshady]

mb1 said:

Try Performance Direct, they have always proved to be very competitive on my sportscars.
My V12V insurance is £920 (£750 excess, 10 yrs no claim, protected)

Thanks MB1, will try these guys too...

[gibbon]

Locktons were great for me on a v8 vantage, 30 years old, 5 years no claims, central london, £850 ish i think, cheaper than my 911 was to insure!

[stimshady]

gibbon said:

Locktons were great for me on a v8 vantage, 30 years old, 5 years no claims, central london, £850 ish i think, cheaper than my 911 was to insure!

gibbon, that's great, cheers, pretty much my stats too, (although I'm 33) - will definitely give them a call!

[V12Vantage]

Admiral was cheapest for me (by quite a margin). The V12 was around £100 more expensive than the V8 mid term.

Everyone has their own opinion on this but my personal view on insurance is shop around and allways buy the cheapest. There appears to be no sound logic in how premiums are calculated and there is certainly no customer loyalty from insurance providers when it comes to renewal quotes etc, quite the opposite in fact.

[yeti]

Give ClassicLine a try as well, they have just allowed me a mileage increase to 7500 (up from 5000) for an extra forty quid. Very handy

Total premium is about 600 quid I think on a DB9.

[stimshady]

V12Vantage said:

Admiral was cheapest for me (by quite a margin). The V12 was around £100 more expensive than the V8 mid term.

Just ran a quote through Admiral and it was certainly the cheapest. Then did it through confused.com and it brought Admiral up again, but even cheaper - so actually more cost effective to go through confused.com then their website directly?! I think I agree with you, there is no logic with insurance!

[mikey k]

yeti said:

Give ClassicLine a try as well, they have just allowed me a mileage increase to 7500 (up from 5000) for an extra forty quid. Very handy

Total premium is about 600 quid I think on a DB9.

Lewis who did they underwrite it with?
Just waiting on my quote from them be "adjusted" to compete

[Token Jock]

yeti said:

Give ClassicLine a try as well, they have just allowed me a mileage increase to 7500 (up from 5000) for an extra forty quid. Very handy

Total premium is about 600 quid I think on a DB9.

I've just switched over to Classic Line in the last day or so, £510 for a V8 Vantage 7500miles per annum £350xs and includes breakdown cover and homestart. Nice guys to deal with

[mikey k]

Token Jock said:

yeti said:

Give ClassicLine a try as well, they have just allowed me a mileage increase to 7500 (up from 5000) for an extra forty quid. Very handy

Total premium is about 600 quid I think on a DB9.

I've just switched over to Classic Line in the last day or so, £510 for a V8 Vantage 7500miles per annum £350xs and includes breakdown cover and homestart. Nice guys to deal with

so why did they quote me £690

[yeti]

mikey k said:

so why did they quote me £690

Have you seen how you drive? Surprised it wasn't higher



My policies there are unwritten by Equity Red Star at the moment. No adjustment at all for all my mods, never has been for any of the cars and I must have insured 20 cars with them over the last 15 years or so.

[Token Jock]

mikey k said:

so why did they quote me £690

No idea Mikey, maybe the value of the car? Convictions? Prefer folk from Scotland than Wales?

Insurance underwriting and quotes is all smoke anD mirrors

I was chuffed with Classic Line and I have Lewis to thank for the steer towards them

[yeti]

Token Jock said:

I have Lewis to thank

I am >pretty< awesome

[Token Jock]

yeti said:

I am >pretty< awful

Think you had a typo Lewis, corrected it for you

[Shmee]

stimshady said:

V12Vantage said:

Admiral was cheapest for me (by quite a margin). The V12 was around £100 more expensive than the V8 mid term.

Just ran a quote through Admiral and it was certainly the cheapest. Then did it through confused.com and it brought Admiral up again, but even cheaper - so actually more cost effective to go through confused.com then their website directly?! I think I agree with you, there is no logic with insurance!

That normally just means that confused ran a single different option through the Admiral checker and it came out differently. I'd recommend going through Admiral's site direct and spending lots of time making sure every option is best for you (and correct), sometimes a simple valid change, or driver occupation, or garaging option can be dramatic while still being correct. Trial and error is king!