Credit Card Surcharge rules when booking a holiday

[jesusbuiltmycar]

I am looking at booking a summer holiday and I discovered that most websites charge a surcharge of about 2.25% if paying by a credit card.

It is my understanding that these charges were banned on April 6th 2013.

Can anyone clarify exactly what the new rules are, and if the travel company can legally charge me an extra £150 for paying with a credit card?

[marshalla]

jesusbuiltmycar said:

I am looking at booking a summer holiday and I discovered that most websites charge a surcharge of about 2.25% if paying by a credit card.

It is my understanding that these charges were banned on April 6th 2013.

Can anyone clarify exactly what the new rules are, and if the travel company can legally charge me an extra £150 for paying with a credit card?

Surcharges are still permitted, but they must reflect the real cost of processing the payment.

http://www.bbc.co.uk/news/business-22042309

Edited by marshalla on Sunday 16th June 12:18

[LuS1fer]

In theory, yes, but they can legally charge you an administration fee, which is perfectly legal.

I think Vueling, for example, mention an admin fee. I think Thomson are still doing it, to be honest but I paid by debit card having learnt the hard way in the past.

[Mojooo]

they can charge card fees but it must reflect the cost to them so for credit cards they can charge more

if the cost is over £100 and its not a package holiday it might be worth paying the extra for section 75 protection w