TVR Insurance for early 20s - possible?
Discussion
You may get someone to cover you, but it won't be any of the specialist brokers who actually understand the rarity/value of these cars and their quirks and foibles. By that I mean the good brokers understand and are happy for owners to have modifications declared such as a good set of adjustable coilovers insured on a like-for-like basis. Admiral.co.uk will crap themselves at the prospect and load your already sky-high premium. If some wazzock runs up your backside in a well maintained and sorted Chim they will struggle to understand that you need specialist bodyshops etc, and may try to return you to crap OE parts someone's already spent good money upgrading. You won't get the trackday cover etc either.
There's no harm in asking the mainstream insurers though.
There's no harm in asking the mainstream insurers though.
Hi there!
I'm 22 with my girlfriend as a named driver (also 22)
I have a standard admiral policy, fully comp comes in at just under £500. Both of us have been driving since we were 17 and have 5 years NCB, living in scotland helps too. Modifications can get expensive but they are generally good with minor ones what don't involve powwwaar.
I added both my parents as named drivers, this gives a £400 discount.
It is doable. I'd expect to pay over £1000 though from talking to other people on here.
Best thing to do is run a 400 chim through comparethemeerkat to see what happens and experiment with different things such as job title or parking on street/driveway and named drivers.
I'm 22 with my girlfriend as a named driver (also 22)
I have a standard admiral policy, fully comp comes in at just under £500. Both of us have been driving since we were 17 and have 5 years NCB, living in scotland helps too. Modifications can get expensive but they are generally good with minor ones what don't involve powwwaar.
I added both my parents as named drivers, this gives a £400 discount.
It is doable. I'd expect to pay over £1000 though from talking to other people on here.
Best thing to do is run a 400 chim through comparethemeerkat to see what happens and experiment with different things such as job title or parking on street/driveway and named drivers.
Edited by METHS on Monday 19th August 19:32
jamieduff1981 said:
You may get someone to cover you, but it won't be any of the specialist brokers who actually understand the rarity/value of these cars and their quirks and foibles.
Not true. It will be very difficult but anything is possible with some patience and a little persistance. I insured my first Cerbera at 21 through a specialist (MSM) and it was the cheapest car I'd ever insured. Into my third year of insuring TVRs now and the Tuscan is now £400 cheaper per year than the Cerbera was originally.I know people my age insuring Ford Fiestas for more than it costs me to insure the Tivs. Ridiculous but true.
I would go through MSM here is the link http://www.msminsurance.co.uk/
used them for 2 years until I was 25 and cant fault them though I didnt make any claims, you can even have an agreed value with them. If/When you get one take it steady
used them for 2 years until I was 25 and cant fault them though I didnt make any claims, you can even have an agreed value with them. If/When you get one take it steady
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