First car help!

[idibbers]

The initial message was deleted from this topic on 06 January 2014 at 11:07

[HustleRussell]

Is insurance for new drivers really £3k these days?

[RizzoTheRat]

Volvo 850/V70 got suggested last time this topic came up.

[Slow]

250 a month at 18? At 17 i paid 230 on a 1.8 tddi focus. Didnt know about named drivers.

If the quote was for when your 19 thats stupid. Add named drivers (parents), should lower it by alot.

Brother will be £1350ish at 17 fully comp on the focus instead of 2700 like me.

[idibbers]

I'll try adding another named driver but I personally didn't think 250 a month wasn't that bad? It's 250 a month on a 10 month contract with a 750 deposit, or it's around 320 per month on no contract.

[RJP001]

HustleRussell said:

Is insurance for new drivers really £3k these days?

Keep up.

[idibbers]

RizzoTheRat said:

Volvo 850/V70 got suggested last time this topic came up.

They've gone very dear to insure now. V70 T5 would be a dream first car!

[Slow]

idibbers said:

I'll try adding another named driver but I personally didn't think 250 a month wasn't that bad? It's 250 a month on a 10 month contract with a 750 deposit, or it's around 320 per month on no contract.

I paid it in 1 go. £2700ish.

Been a year and my half and my brother is working on getting his licence. Ran quotes for once he has passed and it is £2700 also.
Then added mum and her boyfriend and it got halfed almost.

[ging84]

i think you are on the right lines, looking for something a bit out of the norm rather than small hatch backs which are sold by the millions, i went from a peugeot 205 diesel to a bmw 520 then a 525 then a 535, all costing about the same to insure when i was about 20
Personally though with the cost as it now, i would simply not not both with my own insurance without atleast 1 probably 2 years on my driving license, if you can share a car with a parent and it not be fronting, i would do that

[idibbers]

ging84 said:

i think you are on the right lines, looking for something a bit out of the norm rather than small hatch backs which are sold by the millions, i went from a peugeot 205 diesel to a bmw 520 then a 525 then a 535, all costing about the same to insure when i was about 20
Personally though with the cost as it now, i would simply not not both with my own insurance without atleast 1 probably 2 years on my driving license, if you can share a car with a parent and it not be fronting, i would do that

My Dad's got a company car Saab 9-5 (which is where i got the 900 idea from) but next year will be switching to a 330d X-drive M-sport (I think), which is absolutely brutal. Because of the brutality the company issuance will insure anyone over 21 on the car, which is where I'm at a fault.

I will probably get the Saab or 190 and then, like you, go for a 5 series once I've racked up some NC although a nice S4 would be nice later on in life.

[idibbers]

Slow said:

I paid it in 1 go. £2700ish.

Been a year and my half and my brother is working on getting his licence. Ran quotes for once he has passed and it is £2700 also.
Then added mum and her boyfriend and it got halfed almost.

I'll give it a try! Mum's always complaining that she wants another car (she sold hers a while back), let's just hope she's happy with an old Saab 900!